Karl Spaay

Karl Spaay currently serves as AVP - Credit Officer at BankProv since January 2023. Prior to this role, Karl was the AVP - Credit Operations Manager at Wolf River Community Bank from December 2021 to January 2023, and AVP - Business Credit Manager at Investors Community Bank from January 2018 to December 2021. Karl's experience also includes positions as Business Credit Manager and Portfolio Manager - Business Banking Division at Investors Community Bank, Senior Credit Analyst at River Valley Bank, and various credit analyst roles at Peoples State Bank. Karl began the professional journey as a Financial Representative Intern at Northwestern Mutual in 2008. Education includes two Bachelor’s Degrees in Finance and Economics from the University of Wisconsin Oshkosh, obtained between 2005 and 2009.