Rick Cruz is a seasoned professional in the financial services industry, currently serving as a Client Relationship Consultant at Banner Bank since November 2023. With extensive experience in mortgage lending and client relations, Rick has held various roles including Loan Consultant at loanDepot, Senior Loan Advisor at Flagstar Bank Home Loans, and Mortgage Loan Originator at DHI Mortgage. Rick's background includes auditing financial applications, cross-selling banking products, and maintaining customer service excellence across multiple institutions. Academic qualifications include a Bachelor's degree in Business from the University of La Verne and an Associate's degree in Business with a focus on Real Estate from Victor Valley College.
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