Bay Equity LLC
Cheryl Stephens is an accomplished Senior Credit Risk Analyst at Bay Equity, LLC, with extensive experience in the mortgage and financial services industry. Since November 2016, Cheryl has effectively utilized a robust knowledge of bank policies and regulatory compliance. Previous roles include Underwriter VI Production Support and Escalation Risk Manager at Prospect Mortgage, LLC, as well as Sr. FHA/VA Underwriter at LandHome Financial. Cheryl has a strong background in auditing, training, and policy development across various companies, including Washington Mutual and Radian Guaranty, and has consistently ensured adherence to underwriting, regulatory, and compliance requirements. Cheryl is also a licensed California Real Estate Salesperson and has earned a Radian Underwriter certification.
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Bay Equity LLC
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Bay Equity is a full-service retail mortgage lender that is family owned and operated. Founded in the heart of San Francisco’s financial district in 2007, the company recently moved to new corporate headquarters in Corte Madera, CA. Bay Equity Home Loans is currently licensed in 40 states and is expanding across the nation with retail branches in 27 states.