Cheryl Stephens

Cheryl Stephens is an accomplished Senior Credit Risk Analyst at Bay Equity, LLC, with extensive experience in the mortgage and financial services industry. Since November 2016, Cheryl has effectively utilized a robust knowledge of bank policies and regulatory compliance. Previous roles include Underwriter VI Production Support and Escalation Risk Manager at Prospect Mortgage, LLC, as well as Sr. FHA/VA Underwriter at LandHome Financial. Cheryl has a strong background in auditing, training, and policy development across various companies, including Washington Mutual and Radian Guaranty, and has consistently ensured adherence to underwriting, regulatory, and compliance requirements. Cheryl is also a licensed California Real Estate Salesperson and has earned a Radian Underwriter certification.