Carrie L. Birkhofer

Carrie joined Bay Federal Credit Union in 1989 as the CFO and has held the title of President and CEO since 1995. Carrie’s passion is to create a more vibrant, stable community and expand economic opportunity by providing access to locally owned financial products and services. Under Carrie’s leadership, the Credit Union has grown from $70 million to over $1.1 billion in assets. She partners with the Senior Leadership Team and the Volunteer Board of Directors to set and drive the vision and mission for the Credit Union, to ensure the strategic vision is upheld, and the member and employee experience is forefront in the Credit Union’s actions. Since 2015, Bay Federal’s award-winning culture and service has consistently been recognized as one of the Best Places to Work and the Best Places to Bank.

Link to Messages from the CEOCarrie graduated with a Bachelor of Arts in Business Economics from University of California, Santa Barbara, and is a Certified Public Accountant. Carrie is a key member of our community. She was recognized as Woman of the Year in 2018 by the Santa Cruz Area Chamber of Commerce. Carrie is Secretary for Monterey Bay Economic Partnership, past President of Scotts Valley Rotary Club, past President of Cabrillo College Foundation, Chair of the Cabrillo Advancement Program (CAP), and Secretary of the Fiserv/Open Solutions Client Association. She also serves on the Legislative Advocacy Committee for the California Credit Union League. She lives in Santa Cruz where she raised her three young adult children. She loves to walk on West Cliff, take pictures, read novels, and travel.