Javier Lopez Chicote is a seasoned leader in the finance and technology sector, currently serving as the Global Head of Innovation for Retail Customers at BBVA. With over 15 years of experience, they led the creation of the first native mobile banking app in the UK and the pioneering BBVA Wallet, Europe's first mobile payment app using NFC. Javier has been instrumental in digital payments innovation across global markets and has recently participated in the IIF Future Leaders class of 2023, recognizing their potential as a leader in global finance. They hold multiple degrees, including a Bachelor's in Business Administration and a Master's in Telecommunications Engineering from Universidad Europea de Madrid.
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