Julio Muñoz Moya is currently a Credit Risk Analyst in Corporate & Investment Banking at BBVA, a position held since 2026. They previously worked in the Accounting Department at Europ Assistance from 2024 to 2025 and briefly in Investor Relations at Redeia in 2025. Julio obtained a Bachelor of Business Administration from Universidad Francisco de Vitoria in 2025, alongside a Diploma in Digital Transformation Strategies. They are currently pursuing a Master's in Finance and Investment Banking at CUNEF Universidad, expected to complete in 2026.
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