Monica Cruz Lopez

Monica Cruz Lopez has a strong background in economics and risk analysis. Monica currently works as an Economic Consultant at the Economic Cycle Research Institute (ECRI). Prior to their current role, they held positions at BC Financial Services Authority (BCFSA) as a Risk, Surveillance, and Analytics Analyst, and later as a Senior Analyst. Previously, Monica worked at BC Financial Institutions Commission (FICOM) as a Risk, Surveillance, and Analytics Analyst, where they were responsible for identifying potential risks to regulated institutions and analyzing credit unions' risk profiles. Monica also worked at the Economic Cycle Research Institute and Sociedad Hipotecaria Federal, where they analyzed economic indexes, forecast economic and inflation cycle turns, and developed housing studies and price indices. Monica began their career as an Analyst in the Credit Card Area at Banorte. Overall, Monica's work experience demonstrates their expertise in economics, risk analysis, and housing studies.

Monica Cruz Lopez's education history can be summarized as follows:

From 1999 to 2004, they attended Instituto Tecnológico Autónomo de México, where they earned a Bachelor of Arts (BA) degree in Applied Mathematics.

In 2007, Monica enrolled in Università Ca' Foscari Venezia, completing a Master's degree in Economics and Finance in 2008.

To further enhance their knowledge, they pursued a Course in Self-Sustainable Housing Environments at Universidad Nacional Autónoma de México from 2012 to 2013.

Monica also took a Course in Applied Statistics at Instituto Tecnológico Autónomo de México between 2009 and 2010 to gain expertise in this field.