Karishma W. is a Senior Associate at Boston Consulting Group (BCG), where contributions include co-authoring the FIBAC 2025 Report and analyzing the NPCI–BCG report “UPI – The Global Benchmark for Digital Payments.” Prior to this role, Karishma worked as a Summer Associate at BCG, receiving a Pre Placement Offer, and as a Software Engineer at Mastercard, developing secure payment systems across multiple currencies. Additional experience includes a software internship at MAQ Software, focusing on business intelligence applications, and a summer internship at Oil and Natural Gas Corporation Ltd, creating an intranet web application for issue reporting. Academic credentials include an MBA from the Indian Institute of Management, Calcutta, a Master in Management from ESCP Business School, and a Bachelor of Technology in Computer Engineering from the National Institute of Technology Surat.
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