Michael Ager Carlsen is a seasoned professional in financial technology and management, currently serving as Product Manager in Cloud & Platform Engineering at BEC Financial Technologies since June 2019 and as Chief Commercial Officer, co-founder, and board member at Penly since September 2019. Michael has extensive experience with Nykredit from 1992 to June 2019, holding various leadership roles, including Department Director and Portfolio Manager, where contributions included establishing new advisory systems and implementing agile transformations. Earlier career experience includes being a Trainee and Team Leader at Unibank (Nordea) from 1986 to 1992. Michael holds an MBA in Business Administration and Management from Henley Business School and is a graduate of Copenhagen Business School with a degree in finance.
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