Vivian Gao, FRM, is a seasoned financial professional currently serving as a Senior Managing Consultant at Berkeley Research Group since October 2023. Prior experience includes a Managing Consultant and Senior Consultant role at Guidehouse, where responsibilities encompassed overseeing federal and state compliance testing in mortgage servicing. Earlier roles featured experience at Navigant as a Consultant, focusing on fair lending monitoring and validation of financial models, along with positions at Georgetown University, DS-Concept Factoring, China Galaxy Securities, and J.P. Morgan, all contributing to a comprehensive background in finance, economics, and consultancy. Vivian holds a Master's degree in Applied Economics from Georgetown University and a Bachelor of Arts in Economics from the University of Illinois Urbana-Champaign.