Bharat
Manoj has 18 years of experience in Banking, Micro-banking and Microfinance. He has strong business acumen and expertise in business development, implementing new initiatives, and process & controls management with a blend of technical and functional skills. Before joining BFIL, he was with RBL Finserv Ltd, BASIX Group, Ujjivan, and SVCL. He has done his BBA from Bangalore University and MBA from VAMNICOM-Pune.
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Bharat
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Bharat Financial Inclusion Limited, formerly SKS Microfinance Limited, is a non-banking financial company-micro finance institution (NBFC-MFI). The Company is engaged in providing micro finance services to women in the rural areas of India enrolled as members and organized as Joint Liability Groups. In addition to its business of providing micro-credit, the Company uses its distribution channel to provide other financial products and services to the members. Programs in this regard primarily relate to providing of loans to the members for the purchase of mobile handsets, solar lamps, bicycle and sewing machines, among others. The Company provides door step delivery of its services through center meetings in villages. The Company offers loans mainly for income generating activities and not for personal consumption. The Company has presence across approximately 20 states, covering over 100, 000 villages and catering to approximately 69.7 lakh women members.