Michelle Koshy

Michelle Koshy is an experienced insurance professional with a robust background in various roles within the industry. Currently serving as an Insurance Broker at Billyard Insurance Group Inc. since May 2021, Michelle previously held the position of Insurance Advisor at RBC Insurance from April 2012 to May 2021. Prior experience includes working as a Senior Commercial Account Analyst at Citigroup Canada from July 2002 to July 2012. Michelle holds the Chartered Insurance Professional (CIP) designation from the Insurance Institute of Canada, achieved between 2015 and 2018, and is also a Licensed Life and Accident and Sickness Insurance Agent (LLQP), obtained from the Financial Services Commission of Ontario from 2015 to 2017.