Pradip Nandi

Pradip Nandi, PhD, currently serves as the Head of Analytics and Modeling for Credit Loss Allowances at BMO Financial Group, where responsibilities include leading credit loss allowance modeling and analytics for substantial consumer and commercial loan receivables in Canada and the US. Previously, Pradip held the position of Global Head of Retail Credit Adjudication and Basel AIRB Model Validation at HSBC, overseeing model validation for a significant number of retail credit models. Additional roles at HSBC included Director in Model Validation and Senior Manager in Model Validation, focusing on model risk management and regulatory compliance. Prior experience also includes leading commercial lending risk modeling at GE Capital and various analytics roles at HSBC North America, developing predictive models for credit risk. Pradip holds a PhD in Statistics from the Indian Agricultural Statistics Research Institute and completed a Management Development Program at The Wharton School.