Muhammad Owais

Muhammad Owais holds extensive experience in the banking and finance sector, currently serving as Executive Manager in Syndicated Loans Agency Management at Banque Saudi Fransi after previously holding the position of Senior Manager in the same area. Prior experience includes roles at Habib Bank Limited as AVP & Senior Credit Analyst for the Middle East Region, and earlier as an Officer in the Budget & Planning Unit. Muhammad began a career as a Management Trainee at Muller & Phipps Pakistan (Pvt) Ltd. Educational qualifications include a Master of Business Administration (M.B.A.) in Finance from the Institute of Business Administration, obtained between 1996 and 1998, along with a Diploma Associate in Banking from the Institute of Bankers in Pakistan.