Bulgarian American Credit Bank
Biliana Horozova has extensive experience in loan administration and corporate banking. Biliana started their career as a Loan Officer at DSK Bank in 2000. In 2002, they joined Postbank (Eurobank Bulgaria AD) where they held various roles such as Head of Corporate Loan Administration Department and Business Center Manager. Biliana'sresponsibilities included managing loan administration processes, ensuring compliance with regulations, and collaborating with other departments to improve procedures. In 2017, they joined Bulgarian American Credit Bank as Head of the Loan Administration Department, where they continued to oversee loan operations and lead a team. Biliana also prepared reports for management and regulatory institutions, conducted risk assessments, and worked on internal audit projects.
Biliana Horozova has a Master's degree in International Business/Trade/Commerce from D. A. Tsenov Academy of Economics, which they obtained from 1995 to 2000. Biliana also has a Qualification in Law from the University of National and World Economy, which they obtained between 2013 and 2015. In addition to their formal education, they have obtained certifications in "Aktualni problemi na obligatsionnoto pravo" from Expert Events in February 2019 and "Development as a Leader" from Harvard Business School in December 2010.
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Bulgarian American Credit Bank
The Bulgarian-American Credit Bank (BACB) is a modern high technology institution offering full-range of banking products and services to individual and corporate clients, relying on the experience and professionalism of qualified employees. As adapting quickly to a world of ever-growing customer expectations is crucial, we constantly expand our variety of innovative products and develop our individual customer support approach in order to meet these expectations. The main priorities of BACB include: — Ecology: encouraging activities related to environment protection, energy –effective sources, etc., as well as projects and initiatives with considerable social response to environment protection. — Green banking: offering innovative financial solutions based on three integrated priorities: green banking, social banking and sustainable banking. Promoting environment-friendly projects, providing loans for alternative agriculture, renewable energy sources, projects contributing to urban sustainability, etc. — Small/medium business support: taking into consideration the needs of small/medium businesses and suggesting modern and flexible solutions for their future development. — Agriculture: collaborating with numerous clients engaged in the sector — including bio-agriculture and agroecology development — BACB has steadily built a reputation as one the most effective banks in this field. We are proud to have received the following awards in the past few years: 2017 — Business Award in the “Finance and Insurance” category at the “Mr. and Mrs. Economy” 2017 2016 — “Bank with the largest contribution in support of the farmers in 2016”, awarded by the National Guarantee Fund under the joint program with the Ministry of Agriculture and Food 2015 — "The most dynamically developing bank in 2015" at Bank of the Year Association’s Annual Bank Awards 2015 — "Greenest Company for 2015” in “Financial, Banking, Accounting and Legal Services” category at b2b Media national competition “Bulgaria’s Greenest Companies”