Bulgarian American Credit Bank
Desislava Grigorova has extensive experience in the banking sector, currently serving as Head of Sector and Chief Expert in the Payments Directorate at Bulgarian American Credit Bank since November 2017. Prior to this role, Desislava worked at CIBANK JSC from December 2003 to October 2017, holding various positions including Local Operational Risk Manager, Process Manager, Chief Expert in Payment Specification, Customer Claims and Methodology, Legal Advisor, and Expert/Chief Expert in the Cross-border Payment Department. Desislava's expertise encompasses operational risk management, payment process design and implementation, legal consulting related to payments and credit transactions, and handling cross-border payment processes.
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Bulgarian American Credit Bank
The Bulgarian-American Credit Bank (BACB) is a modern high technology institution offering full-range of banking products and services to individual and corporate clients, relying on the experience and professionalism of qualified employees. As adapting quickly to a world of ever-growing customer expectations is crucial, we constantly expand our variety of innovative products and develop our individual customer support approach in order to meet these expectations. The main priorities of BACB include: — Ecology: encouraging activities related to environment protection, energy –effective sources, etc., as well as projects and initiatives with considerable social response to environment protection. — Green banking: offering innovative financial solutions based on three integrated priorities: green banking, social banking and sustainable banking. Promoting environment-friendly projects, providing loans for alternative agriculture, renewable energy sources, projects contributing to urban sustainability, etc. — Small/medium business support: taking into consideration the needs of small/medium businesses and suggesting modern and flexible solutions for their future development. — Agriculture: collaborating with numerous clients engaged in the sector — including bio-agriculture and agroecology development — BACB has steadily built a reputation as one the most effective banks in this field. We are proud to have received the following awards in the past few years: 2017 — Business Award in the “Finance and Insurance” category at the “Mr. and Mrs. Economy” 2017 2016 — “Bank with the largest contribution in support of the farmers in 2016”, awarded by the National Guarantee Fund under the joint program with the Ministry of Agriculture and Food 2015 — "The most dynamically developing bank in 2015" at Bank of the Year Association’s Annual Bank Awards 2015 — "Greenest Company for 2015” in “Financial, Banking, Accounting and Legal Services” category at b2b Media national competition “Bulgaria’s Greenest Companies”