Elsa Lai

Elsa Lai, FRM, is a seasoned finance professional with extensive experience in relationship management and business development across various banking sectors. Currently serving as a Relationship Manager at CaixaBank since October 2017, Elsa is responsible for sourcing syndicated and bilateral loans and managing relationships with correspondent banks in Hong Kong and Taiwan. Prior roles include Assistant Vice President at Santander Private Banking International, where Elsa managed a portfolio of Asian clients, and Business Development Manager at Santander Consumer Finance, UK, overseeing a joint venture with Hyundai Capital. Elsa's career also encompasses significant contributions at Santander Consumer USA and Grupo Santander, along with diverse experiences in marketing and operations at Intercontinental Group Holdings and Bank of America. Elsa holds multiple MBA degrees from prestigious institutions, including London Business School and The University of Hong Kong, and has pursued executive education from notable programs such as UCLA Anderson and the University of Miami Herbert Business School.