Ray McCulloch is an Executive Vice President at BB&T and serves as the Chairman on multiple BB&T committees. He began his Career at BB&T as a Senior Credit Officer in Charlotte, NC and is a graduate of the College of Business at East Carolina University. His nonprofit activities have included serving on the board of the NC Museum of Art Foundation, Cabin Creek Medical Clinic, founder of the Todd McCulloch Memorial Tournament which provides funding to the East Carolina Heart Institute at ECU. Ray and his wife reside in Raleigh, North Carolina. They have two grown daughters, Bailey and Morgan. He enjoys golf and is a member of the North Ridge Country Club.