Haozheng Zhu

Haozheng (Howard) Zhu is a Principal Data Scientist at Capital One, where responsibilities include developing business valuations and marketing models for credit cards since October 2022. Prior to this role, Zhu served as a Counterparty and XVA Specialist at Morgan Stanley from July 2018 to October 2022, focusing on credit risk stress testing and counterparty credit risk as a subject-matter expert in various modeling techniques. Zhu's career began as an Analyst at Deloitte from July 2015 to April 2016, providing strategic planning and financial modeling for the financial services sector. Educational qualifications include a Master's degree in Financial Engineering from New York University and a Bachelor's degree in Statistics from Jinan University.