ABOUT CAREFREE
Our CareFree Services
CareFree Insurance Services, a CVS Health Company offers complete Medicare health insurance-related services to agents and consumers alike. As a national full–service, senior market Field Marketing Organization (FMO), we provide dedicated support to Medicare agents who sell health insurance plans to the Medicare Market. As a licensed insurance agency, we offer Medicare plans through arrangements with insurance companies, independent licensed agents, agencies, and call centers staffed by CareFree agents, contractors and affiliated agencies. We also deliver educational and enrollment programs to Medicare consumers.

Our CareFree Mission
At CareFree, we are dedicated to helping people find the best Medicare insurance coverage for their needs by providing services to agents and agencies that serve the senior market.

ABOUT CVS
Our Purpose
We are a health care innovation company with a simple and clear purpose: Helping people on their path to better health. 

Our Strategy
Creating unmatched human connections to transform the health care experience. 

Our Values
Innovation, Collaboration, Caring, Integrity, Accountability

Health Insurance

CareFree Insurance Services, a CVS Health Company

Mike Penney

Andrew Greenberg

Michele Klucar

Jeffrey Kee

Tim Ipema

The Consulting & Advisory team at CareFree Insurance Services, a CVS Health Company, provides expert guidance and strategic advice on Medicare health insurance plans to agents and consumers. Leveraging their deep industry knowledge, team members such as Pro Insurance Advice and the FP&A Consultant offer financial planning, performance analysis, and commission reporting. Senior Healthcare Insurance Consultants and licensed agents assist in delivering personalized Medicare solutions, ensuring the optimal coverage for the senior market. This team is essential in driving informed decision-making and enhancing the Medicare enrollment experience.

Consulting & Advisory

Sales Team

Insurance Sales Team

Consulting & Advisory

About

Team members

Other teams at CareFree Insurance Services, a CVS Health Company

Sales Team

Insurance Sales Team