Djamel Smail

Djamel Smail has extensive experience in financial services and business management, most recently serving as Responsable Régional Services Financiers at Carrefour from September 2022 to July 2025, where responsibilities included overseeing the performance of 17 agencies and managing a team of approximately 40 collaborators. Prior roles include managing teams at BNP Paribas Personal Finance, where activities involved client financing support and commercial network leadership. Djamel Smail holds an MBA in Finance from Coventry University and a Bachelor of Business Administration in Accounting and Management. Educational qualifications also include a DUT in Commercial Techniques from lUT de Roanne.