Sandesh Harwade

Sandesh Harwade is an experienced professional in the banking and financial services industry, currently serving as Associate Director of Strategy & Growth at Cashfree Payments since August 2022. Prior to this role, Sandesh held various positions at Axis Bank from March 2016 to August 2022, including Assistant Vice President and Area Head for eCom & Key Accounts, focusing on Payment Gateway solutions and aggregator acquisition. Earlier experience includes serving as Product Manager for Microfinance at ICICI Bank from August 2010 to February 2016, where responsibilities encompassed preparing loan proposals and providing analytical support for business planning. Sandesh holds an MBA in Banking and Financial Support Services from Manipal Academy of Higher Education and a Bachelor of Commerce from St. Francis High School.