Traditional financial service providers are often burdened with costly overheads including expensive branch networks, inflexible technology and huge armies of people. At Castle Trust Bank, we keep our overheads to a minimum and we use savings proceeds to fund our lending solutions.

In the past, we offered investment products to our customers which proved very popular. As a bank, we now offer savings accounts, giving our customers the added benefit of FSCS protection for their deposits. Our history means that we have a strong understanding of what our customers need and have built our savings range with those customers and their needs front of mind.

In a complex world, we strive for openness and clarity. We place the highest importance on treating our customers fairly not just because it's the right thing to do but because we know that the trust of our customers is crucial to our future success.

We recognise that for many mortgage customers, traditional solutions don't cut the mustard. These customers can often have high quality assets but unconventional income and so find it difficult to borrow at reasonable rates and on sensible terms.

What experienced buy to let investors need is lending with imagination. They need a lender that recognises cash flow and net worth are not the same thing. They need a lender that is flexible in their approach and makes considered, logical decisions. Castle Trust Bank is that lender.

We also offer point of sale finance through our Omni Capital Retail Finance arm. Partnering with retailers nationwide, we support their business by offering finance plans to their customers. OmniPort technology gives retailers paperless credit approval which fits seamlessly with their sales processes and customers can use our dedicated customer portal to keep up to date with  their loans.

Banking

Credit

Finance

FinTech

Lending

Castle Trust Bank

Martin Bischoff

Paul Lloyd-Jones

Andrew Macdonald

Phil Edwards

Barry Searle

Nick Bennett

Jon Higgs

Helen Hancock

Caroline Baker

The Risk Management team at Castle Trust Bank is dedicated to identifying, assessing, and mitigating risks associated with lending and operational processes. This includes overseeing credit risk evaluations to ensure responsible lending practices, managing operational risks to protect the bank's assets and reputation, and implementing strategies to combat fraud and financial crime. The team works collaboratively to ensure compliance with regulatory requirements while fostering a culture of safety and trust for both the bank and its customers.

Risk Management

Finance and Compliance

Leadership Team

Risk Management

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Finance and Compliance

Leadership Team

Leadership Team