Martin Santos

Martin Santos has extensive experience in risk management and analysis, currently serving as Chief Risk Officer at Cencosud S.A. since July 2018, overseeing credit, collections, and business intelligence. Prior roles include Head of Credit Risk at EY, where responsibilities included the development and validation of IFRS9 models and risk modeling for financial instruments, and Risk Intelligence Manager at Tarshop S.A., focused on estimating credit loss provisions and developing credit scoring models. Earlier experience involves positions at Cencosud S.A. as Senior Credit Risk Analyst and Semi Senior Credit Risk Analyst, and as an Actuarial Services consultant at PricewaterhouseCoopers. Martin Santos holds an Actuary degree from the University of Buenos Aires and a First Certificate in English from Cambridge ESOL.