Aaron J. Efta

Aaron Efta is a partner in Chapman’s Asset Securitization Department and Banking and Financial Services Department. Aaron represents borrowers, issuers, funds, banks, marketplace platforms, commercial paper conduits, and other financial institutions in a wide range of domestic and international financings. He has extensive experience representing banks, funds, platforms and financial institutions in documenting and structuring both syndicated and bilateral secured and unsecured transactions. His experience includes structured finance, asset-based financings, asset-backed securities issuances, purchases of marketplace loan portfolios, merger and acquisition financings, cash flow loans, working capital revolving credit financings, real estate finance transactions, and cross-border secured transactions. Aaron also has broad experience with fund and aggregator leverage transactions and other financings of asset pools.

Aaron has worked with clients in structuring asset securitizations, asset-back securities issuances, and other structured financings, and has advised potential purchasers of these products as to banking, security, regulatory, and bankruptcy issues. He has worked on securitization transactions involving diverse asset classes, including trade and auto loan and lease receivables, marketplace loans, structured settlements, equipment leases, containers, railcars, small business loans, and commercial loans. Aaron also has extensive experience in railcar and equipment finance, representing numerous issuers in both warehouse and term securitizations including cross-border transactions involving joint issuers. Aaron’s transactions have involved Canadian, European, Mexican, South American, and Asian asset sellers. In addition, he maintains an active pro bono practice.

Aaron participated in the firm’s summer associate program in 2003, and joined Chapman in 2004.