Michael Bratus, CFA, currently serves as Director at Charles Schwab since May 2018. Prior experience includes roles as Sr. Manager in Model Risk Management and ERM Strategy at CoBank from April 2015 to October 2017, and Vice President focusing on Lending Econometrics, Analytics, and Research at TD from March 2013 to April 2015. Michael's earlier positions include Investment Strategist at PNC, specializing in macro research and investment strategies from July 2011 to April 2013, and Economist at Moody's Analytics, where responsibilities involved forecasting and regional economic research from August 2008 to July 2011. Michael holds an MS in Finance and an MBA in Business, as well as an MA in Economics, all from the Alfred Lerner College of Business & Economics at the University of Delaware.
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