Credit and Underwriting Team

The Credit and Underwriting Team at Charter Oak Federal Credit Union is responsible for evaluating and approving loan applications, assessing the creditworthiness of borrowers, and ensuring compliance with lending policies. This team analyzes financial statements and credit reports to make informed lending decisions for both commercial and mortgage loans, ensuring that the credit union's loan portfolio remains healthy and within risk tolerance levels. Through diligent analysis and thoughtful decision-making, they help to provide favorable loan terms to members while maintaining the financial stability of the credit union.