Nick Kaczmar

Nick Kaczmar is a seasoned banking professional with extensive experience in commercial lending and relationship management. Currently serving as Vice President and Commercial Lender at ChoiceOne Bank since May 2025, Nick focuses on facilitating business growth through financing solutions for both non-owner and owner-occupied commercial real estate. Previously held the position of Vice President of Commercial Lending at Independent Bank and served as Senior Business Banking Relationship Manager at Citizens Bank, where portfolio management encompassed over 130 business clients. Nick's career encompasses roles at notable institutions including Flagstar Bank as Sr. Credit Analyst, First Independence Bank as Assistant Vice President/Commercial Loan Officer, and Sterling Bank & Trust as Commercial Loan Officer/Relationship Manager. Educational qualifications include a Master of Science in Administration from Central Michigan University and a Bachelor of Business Administration in Finance from Walsh College.