CIB Bank
Kristof Harmat is an experienced IT professional with a diverse background in software development and systems architecture. Currently serving as the Head of E-Channels and CRM Applications Development at CIB Bank since March 2018, Kristof has previously held positions as Information Technology Architect and Lead Java Developer. Prior roles include Senior Developer at W.UP Kft., Technical Lead at Misys, and Software Engineer at IND Group, where significant contributions were made to various systems, including loan systems and authorization systems in J2EE. Kristof also worked as a Business Consultant at Loxon Solutions, specializing in Basel II market risk systems, and was a Software Engineer at Dresdner Kleinwort Wasserstein, focusing on risk management systems in C++. Academically, Kristof holds a Master's degree in Programming and Mathematics from Eötvös Loránd University and completed a scholarship program in Computing Science at Radboud University.
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CIB Bank
CIB Bank Zrt. is a subsidiary of the Intesa Sanpaolo Group. Backed by its major international parent bank and with more than 40 years of experience as a universal credit institution, CIB Bank Zrt. offers a full range of commercial banking and investment services, supplemented by the products and plans of its subsidiaries (CIB Leasing, CIB Broker). With a branch network present in all parts of the country, CIB Bank Zrt. offers its services to more thank 450,000 customers, while continuously seeking innovative solutions tailored to the needs of its customers. The services of CIB Bank Zrt. are available to businesses, institutions, municipalities and sole traders, as well as to retail customers. Besides the bank’s branches, customers also have an exceptionally wide variety of electronic channels to choose from, through which to manage their finances quickly and conveniently, such as the CIB Internet Bank, CIB Bank Online, the CIB Bank Mobile application, or the eBroker information and securities trading system. The financial institution is a fully authorized Hungarian bank and is engaged in a wide range of domestic and international banking activities.