Binh Thai is an experienced professional with a strong background in risk management and software engineering. Currently serving as the Head of Risk at Cinch since September 2022, Binh previously held the position of Risk Director for Spotii, a tech payments platform, from September 2019 to August 2022. Binh's career also includes roles as a Data Engineer at CloudKarya, an Entrepreneur in the construction materials trade, and Software Engineer positions at Pointandship Software, Inc. and Buildfolio. Binh earned a Bachelor's degree in Computer Science and Engineering from the University of California, Davis, in 2003.