Atul Ranjan is currently an AVP at Citi, focusing on credit risk strategy. Previously, they held the position of AVP at JPMorgan Chase & Co. from 2021 to 2025 and served as a Senior Manager at EXL from 2016 to 2021, with responsibilities in loss forecasting and risk appetite frameworks. Atul began their career as a Territory Sales Manager/Officer at Hindustan Unilever Ltd from 2015 to 2016. They hold an MBA from the University of Delhi and a B.Tech. in Electrical, Electronics, and Communications Engineering from SRM IST Chennai.
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