Citigroup is a diversified financial services holding company that provides various financial products and services.

Finance

Citigroup

Co-Heads of Global Banking, Capital Markets & Advisory - Institutional Clients Group

As Global Head of Cross Border Wealth Planning, Adam von Poblitz is responsible for overseeing the wealth planning business strategy and development for Citi Private Bank, supporting global ultra high-net worth clients with cross-border wealth planning needs.

Prior to joining the Private Bank in 2007, Adam practiced as a trusts and estates attorney with the New York law firm Schulte Roth & Zabel.

Adam von Poblitz obtained his juris doctorate at [Northwestern University](/org/northwestern-university). He holds a LLM in taxation law from [New York University](/org/nyu) and is a Diplomate of the Royal Society of Arts. On top of this, he is a member of the Society of Trust and Estate Professionals and the New York City Bar where he currently serves on the surrogate's court committee.

Adam von Poblitz

Since 2009, Naz has lead the Law Firm Group business, bringing more than three decades of experience to providing financial advice and services to our attorney and law firm clients.

Previously, Naz served as the Global Market Manager for the US east coast and London and was a senior Private Banker for more than 15 years.

She developed and lead Citi Private Bank’s mentoring program from 2013-2015. Naz also served as Head of the diversity committee in North America from 2015-2017.

Naz holds a master's degree in international affairs from [Columbia University](/org/columbia-university) and a Bachelor of Arts degree in Economics and Sociology from Hobart & William Smith Colleges.

Mehrnaz Vahid

Rajesh oversees the creation and delivery of innovative and holistic wealth-management strategies, asset allocations and risk management to leading high net worth clients and family offices across Asia.

Previously, he worked as a product specialist providing fund-linked solutions and as a Treasury Analyst building ALM/Market Risk Models used to manage Liquidity and Interest Rate Risks for [Citigroup](/org/citigroup). He has more than seventeen years banking experience, including fifteen years at Citi.

Rajesh is a graduate of the [Indian Institute of Technology, Delhi](/org/indian-institute-of-technology-delhi) and did his post-graduate studies at the Indian Institute of Management, Lucknow. He holds the Chartered Financial Analyst and Financial Risk Manager designations.


Rajesh Adwalpalker

Joe is responsible for identifying particular equity sectors, and style factors that are driving global indices. He is also a voting member of the Private Bank’s Global Investment Committee.

Before joining Citi, Joe worked at the Federal Reserve Bank of New York, where he was a policy analyst in the Fed’s Markets Group.

Joe has a bachelor’s in economics and computer science from [Georgetown University](/org/georgetown-university) and an MBA from NYU Stern School of Business. He is also a CFA charter holder.

Joseph Fiorica

Benjamin heads our Equities, Commodities and Hybrids Desk within Capital Markets in the region, providing advice and structured solutions across these asset classes.  

He has more than 15 years of experience in financial markets and has been with Citi since 2004. Benjamin holds a BSc in Economics and is a member of the Chartered Institute for Securities & Investment (MCSI). 

Benjamin runs a team of Equities, Commodities & Hybrid advisors and structurers, based in London and Geneva, providing comprehensive access to the cash and derivatives markets. Their institutional-type focus and approach provides the delivery of an extensive global platform, superior market content and dedicated client service.

Benjamin Garrity

With more than 30 years of wealth management experience, Steven is responsible for the overall activities of the Private Bank in Asia.

Steven joined the Private Bank as an Ultra High Net Worth Banker in Vancouver, focusing on clients in North America and Asia. He gained direct experience in the Chinese, Thai, South Korean, Taiwanese and Filipino markets. Since 2010, he was the Market Manager for Hong Kong and has grown the business while building our team of bankers and developing strong partnerships across Citi.

Steven has also worked as a senior private banker at BNP IFS. He is a member of the Asia Operating Committee and has been a member of the Hong Kong Country Executive Committee, and formerly an Executive Director of the Private Wealth Management Association in Hong Kong.


Steven Lo

Robert Jasminski is the Co-Head of Citi Investment Management. In this capacity, Rob oversees the global teams responsible for approximately $73.2 billion in assets under management and advisement*. Additionally, Rob is a voting member of the Private Bank's Global Investment Committee, which sets tactical asset allocation recommendations for investment solutions on both a discretionary and advisory basis.

Prior to this role, Rob was Global Head of Equities at Citi Investment Management and was responsible for the management of equity and balanced portfolios for high net worth individuals and foundations. 

Rob is an industry leaders in global developed and emerging market equity management and has over 24 years of investment experience. Prior to joining Citi, he spent 20 years at GE Asset Management, in a variety of fundamental research and portfolio management positions, covering core and concentrated global equity strategies. 

Roberts holds a Bachelor of Science degree in Finance and Operations/Strategic Management from [Boston College](/org/boston-college) and is a CFA Charterholder. 

Robert Jasminski

Bruce is responsible for providing potential investment opportunities and high conviction ideas for global fixed income markets.

Bruce joined the Private Bank in 2018 as a fixed income product specialist, he provided corporate and sovereign credit investment ideas around North and Latin American issuers. Previously, he was an emerging markets credit analyst at Millennium Partners. He has held roles encompassing credit analysis, structured finance origination, and structured credit trading at [Commerzbank](/org/commerzbank), Koch Capital, Enron, and Cargill Financial Services. He started his career as a Latin American bond trader at ING.

Bruce earned a bachelor’s degree at the University of Texas at Austin, and a master’s in international Affairs from [Columbia University](/org/columbia-university)’s School of International and Public Affairs.

Bruce Harris

Tan Chia Seng

Guillaume Menuet is the Head of Investment Strategy & Economics for Europe, the Middle East, and Africa at [Citigroup](/org/citigroup). Prior to this role, they served as the Director of European Economics at Citi from September 2011 to October 2021. Menuet began their career as a Senior Europe Economist at Merrill Lynch from July 2006 to August 2011 before joining Moody's as a Senior Economist for Europe from November 2003 to July 2006.

Guillaume Menuet studied economics at the [University of London](/org/university-of-london) and received their MSc from there.

Guillaume Menuet reports to David Bailin, Global Head of Investments & Chief Investment Officer, Citi Private Bank. They are on a team with Roger Bacon - Head of Investments, Asia Pacific, Philip Sharkey - Head of Investments, Foundations & Endowments, and Jonathan Leach - Head of Investments, North America.

Guillaume Menuet

Anand Sairam is the current CFO for [Citigroup](/org/citigroup)'s APAC division. Anand previously worked for Citi in a variety of roles.

Anand Sairam has an MBA in Finance from INSEAD and a Bachelor of Engineering (B.Eng.) in Electrical and Electronics Engineering from Nanyang Technological University.

Anand Sairam reports to Peter Babej, CEO, Asia Pacific. They are on a team with Tim Monger - Head of North & East Asia, Paul McCarroll - Chief Information Officer & Head of Operations and Technology Risk Management, Asia Pacific, and Jan Metzger - Head of Corporate & Investment Banking - APAC.

Anand Sairam

Nathan Sheets is the current Global Chief Economist at [Citigroup](/org/citigroup). Prior to this, they served as the Global Head of International Economics from January 2011 to December 2014. In this role, Nathan was responsible for interpreting global economic and financial developments for [Citigroup](/org/citigroup)’s major clients throughout the world. Nathan has also published regular research reports on thematic issues, such as U.S. household saving and deleveraging, the high correlation in long-term interest rates across countries, lessons from Japan, and the implications of shifting global demographics.

From January 2007 to December 2011, Nathan served as the Director and FOMC Economist at the Federal Reserve Board’s Division of International Finance. In this role, they were responsible for providing analysis on international economic developments and their implications for U.S. monetary policy.

Nathan Sheets received their Ph.D. in Economics from [Stanford University](/org/stanford) in 1996.

Nathan Sheets received their PhD in Economics from the Massachusetts Institute of Technology and their Bachelor's degree Summa Cum Laude in Economics from [Brigham Young University](/org/brigham-young-university).

Nathan Sheets works with Paco Ybarra - CEO, Institutional Clients Group, Brent Mcintosh - General Counsel and Corporate Secretary, and Nadir Darrah - Chief Auditor. Nathan Sheets reports to Jane Fraser, CEO.

Nathan Sheets

Jose Ernesto oversees all aspects of the Private Bank’s operations in Latin America.

In his previous role, he was responsible for Citi Private Bank Mexico, and before that, spent 21 years with Banamex-Accival Financial Group, performing roles including deputy managing director of Banamex Private Bank and managing director for institutional equity sales and trading.

Jose Ernesto holds a BA in Business Administration from the Instituto Autónomo de México. He is president and founder of Fundación Mazahua, an organization dedicated to improving education and health conditions of the Mazahua Indians in central Mexico.

Jose Ernesto Fuentes

Nandu has overall responsibility for meeting clients’ banking and margin lending needs across Asia Pacific.

He joined Citi in 1994. He has served in the Corporate, Consumer and Private Banks. He brings 25 years of industry experience to clients, including roles in trading, sales, treasury and wealth advisory. Nandu holds a Bachelor of Technology degree and an MBA from the Indian Institute of Management.

 

Nandagopal Nair

With more than 25 years of experience, Tim leads our team of real estate and private equity experts in Europe, the Middle East and Africa.

Previously, Tim was a partner at a major European property consultancy where he advised predominantly private investors on their acquisitions, sale and suitability of commercial real estate opportunities throughout the UK and across all sectors of the commercial market. He also advised several clients over the construction of major property portfolios.

Tim has a BSc Hons in Estate Management from the [University of Westminster](/org/university-of-westminster) and is a member of the Royal Institution of Chartered Surveyors and a member of the Investment Property Forum.

Tim Bowring

Karen Peetz joined Citi in 2020 as Chief Administrative Officer. In this role she oversees Citi’s Project Management Office, including its remediation efforts, and Citi’s regulatory engagement globally. Previously, Karen spent almost 20 years at [BNY Mellon](/org/bny-mellon), ultimately becoming the President of the firm until her departure in 2016. While President, she oversaw the company’s global client management group, covering the firm’s top 500 clients worldwide; regional management (Asia Pacific, Europe, Middle East and Africa and Latin America); and its treasury services business. She also led the company’s Human Resources, global innovation and regulatory oversight efforts.

Prior to her appointment as President in 2013, Karen led [BNY Mellon](/org/bny-mellon)’s Financial Markets and Treasury Services group, comprised of: the alternative investment services, broker dealer and advisor services, [Pershing](/org/pershing), corporate trust, depositary receipts, share owner services and treasury services businesses.

Before joining [BNY Mellon](/org/bny-mellon) in 1998 to run the domestic corporate trust business, Karen spent 16 years with [JPMorgan Chase](/org/jpmorgan-chase) in a variety of commercial lending, sales and business management positions, including an assignment in London.

Since retiring from [BNY Mellon](/org/bny-mellon), Karen has been active in various corporate and nonprofit boards, including: [Trane Technologies](/org/trane) (formerly [Ingersoll Rand](/org/ingersoll-rand)), The Guardian Life Insurance Company of America, the McKinsey Investment Office, [Amherst Holdings](/org/amherst-holdings), [Johns Hopkins University](/org/johns-hopkins-university) and the Global Lyme Alliance.

Karen is the former Chair of the Boards of [United Way of New York City](/org/united-way-of-new-york-city) and [Penn State University](/org/penn-state)’s Board of Trustees.

Karen Peetz

Jan Metzger is currently the Head of Corporate & Investment Banking - APAC at [Citigroup](/org/citigroup). Prior to this role, Jan was the Managing Director - Head of TMT Investment Banking Asia Pacific at [Credit Suisse](/org/credit-suisse) from October 2005 to November 2015. In this role, Jan was responsible for covering Investment Banking clients in the TMT sector in Asia Pacific. Before [Credit Suisse](/org/credit-suisse), Jan worked as a Vice President at [Deutsche Bank](/org/deutsche-bank) from January 2000 to December 2005 in Technology Investment Banking. Jan's career began as an Associate at Synergetics Installations Worldwide Inc from February 1997 to March 2000.



They are on a team with Damian Mapa - Chief Privacy Officer, Asia Pacific, Aveline San - Chief Compliance Officer, Asia Pacific, and Paul McCarroll - Chief Information Officer & Head of Operations and Technology Risk Management, Asia Pacific. Their manager is Peter Babej, CEO, Asia Pacific. A direct report to Jan Metzger is and William Pang - Head of NRCET Investment Banking, Asia.

Jan Metzger

Jeffrey Locke is the head of private equity and real estate research and management at [Citigroup](/org/citigroup). Jeffrey has over fifteen years of experience in the financial industry, with a focus on real estate investments.

Jeffrey began their career as a senior financial analyst at Jones Lang LaSalle, where they provided financial analysis and developed complex financial pro forma models to forecast the long-term financial health, capabilities, and value of residential projects.

In 2007, Jeffrey joined PRP Real Estate Investors as an associate. In this role, they provided financial and investment analysis for both principal investments and third-party capital assignments. Jeffrey also created financial models for both debt and joint venture equity transactions for hotel, multi-family, office, industrial, student housing, and retail properties throughout the U.S. Additionally, Jeffrey built and updated REIT valuation models.

In 2010, Jeffrey joined [Citigroup](/org/citigroup) as the head of private equity and real estate research and management. In this role, they are responsible for overseeing all research and analysis related to private equity and real estate investments for [Citigroup](/org/citigroup).

Jeffrey Locke attended [Dartmouth College](/org/dartmouth) and earned their Bachelor of Arts in Economics. Jeffrey then pursued certification from [FINRA](/org/financial-industry-regulatory-authority-inc) in order to work in finance.

Jeffrey Locke reports to David Bailin, Global Head of Investments & Chief Investment Officer, Citi Private Bank. Some of their coworkers include Jonathan Leach - Head of Investments, North America, Laurence Stoppelman - Head of Investments, Europe, Middle East and Africa, and Archie Foster - Co-Head of Global Equities, Citi Investment Management.

Jeffrey Locke

Archie Foster is the Co-Head of Global Equities at Citi Investment Management. Archie has been with the company since March 2020, and in their current role, they lead a team of 16 global equity analysts. Prior to their current role, they served as the Managing Director, Director of Global Equity Research, and Senior PM at Citi Investment Management from December 2012 to January 2021. In this role, they were responsible for leading the bank’s Global Investment Committee. From July 2010 to October 2012, they served as the Managing Director - Head of Equity Advisory for Citi Private Bank in EMEA, CEEMEA, and the USA. And from January 2008 to February 2009, they were the Managing Director and Head of Product Management at Citi Investment Research.

Archie Foster received a BA from the University of Richmond in English and Communications. Archie also attended Pomfret School and St. Bernard's School.

Archie Foster works with Philip Sharkey - Head of Investments, Foundations & Endowments, Mark Mitchell - Co-Head of Global Equities & Director of Portfolio Research, Citi Investment Management, and Roger Bacon - Head of Investments, Asia Pacific. Archie Foster reports to David Bailin, Global Head of Investments & Chief Investment Officer, Citi Private Bank.

Archie Foster

Kristen is the Head of Capital Markets for the Americas at the Private Bank. She is responsible for managing a team of capital markets professionals which interacts with clients to deliver cross asset solutions that can be incorporated into a core portfolio as well as providing tactical trading strategies. 

Previously, Kristen was Head of Investments for the East Region of North America at the Private Bank. In this role, she led a team of Investment Counselors who provided ultra-high net worth clients with investments strategies across all asset classes.

Prior to that, she spent nearly two decades in Capital Markets leading teams at Citi, [Credit Suisse](/org/credit-suisse) and JP Morgan. A fluent Spanish speaker, Kristen has extensive experience covering clients in both North America and Latin America and speaks regularly at industry conferences, presenting in both English and Spanish. 

Kristen holds a BA in Economics and Spanish Language & Literature from the [University of Notre Dame](/org/university-of-notre-dame) (summa cum laude) and an MBA from the Kellogg Graduate School of Management at [Northwestern University](/org/northwestern-university). 

 

Kristen Bitterly Michell

Tim Monger

Alpesh Chokshi is the head of business development at [Citigroup](/org/citigroup). Alpesh has previously worked as the head of national clients at Visa, and as an independent board member at BlueTarp Financial, which was acquired by [Capital One](/org/capital-one). Alpesh has also served on the board of [American Express](/org/american-express) Incentive Services, and as the president of international payment options at [American Express](/org/american-express). Prior to joining [Citigroup](/org/citigroup), they were the senior vice president of strategic planning and business development at [American Express](/org/american-express). Chokshi is a founding partner and board member of [Mitchell Madison Group](/org/mitchell-madison-group).

Alpesh Chokshi attended the [University of Pennsylvania](/org/university-of-pennsylvania) for their undergraduate degree, where they studied economics and electrical engineering. Alpesh then went on to earn their MBA from The Wharton School, with a focus in finance and management.

They work with Gonzalo Luchetti - Consumer Banking Head, U.S., David Chubak - Head of US Retail Banking, and Kartik Mani - Consumer Banking Head, Asia. Alpesh Chokshi reports to Anand Selva, CEO, Global Consumer Bank.

Alpesh Chokshi

Matthew Read is the MD & Sales / Distribution Head for Asia Pacific, Europe & Middle East at [Citigroup](/org/citigroup). Prior to this, they were the Head of Wealth Distribution & Branch Network at ANZ from January 2016 to December 2017. In this role, they were responsible for both Affluent Banking & Private Wealth segments across Asia in addition to the branch network. Matthew was also a member of ANZ G40 global talent. Before that, they were the Head of Affluent Banking & Branch Network at ANZ from January 2013 to December 2016 where they were responsible for the Affluent Banking segment & the branch network across Asia Pacific. Matthew has also worked as the Group Head of Integrated Distribution Reengineering at [Standard Chartered Bank](/org/standard-chartered-bank) from January 2011 to December 2013.

Matthew Read completed an MBA at Melbourne Business School, a Commerce degree at the [University of Melbourne](/org/university-of-melbourne), and a PostGradDiploma in Management at the [University of Melbourne](/org/university-of-melbourne).

Matthew Read reports to Tan Chia Seng, Asia Pacific, Europe & Middle East Head of Retail Bank, MD. Some of their coworkers include Kenneth Ho - Director & Mortgage Head for Asia Pacific, Europe & Middle East, Anna Mankiewicz - MD & Marketing / Segments Head for Asia Pacific, Europe & Middle East, and Asif Goraho - SVP & MSBF Product Manager for Asia Pacific.

Matthew Read

Kenneth Ho is the current director and mortgage head for Asia Pacific, Europe, and the Middle East at [Citigroup](/org/citigroup). Kenneth has also previously served as a board of director for Fullerton India Credit Company Ltd., as well as the senior vice president for consumer assets at [Alliance Bank](/org/alliance-bank-malaysia-bhd). In addition, they have also been regional director for consumer lending and business head at Citi.

Kenneth Ho received their Master's degree in Business Administration and Management, General from Universiti Putra Malaysia. Kenneth also holds a Bachelor's degree in Economics from [Flinders University](/org/flinders-university).

Kenneth Ho reports to Tan Chia Seng, Asia Pacific, Europe & Middle East Head of Retail Bank, MD. They are on a team with Simon Teoh - SVP & Secured Lending / Small Business Banking Controls Head for Asia Pacific, Europe & Middle East, Asif Goraho - SVP & MSBF Product Manager for Asia Pacific, and Matthew Read - MD & Sales / Distribution Head for Asia Pacific, Europe & Middle East.

Kenneth Ho

Matt Fearin is the current Managing Director and Chief Information Security Officer at [Citigroup](/org/citigroup). Matt has held this position since September of 2018. Prior to this, they served on the PCI SSC Board of Advisors from July 2018 to May 2022. Before that, they were the Global Consumer Business CISO from September 2015 to December 2017. 

Fearin began their career in information security at [Capital One](/org/capital-one) in March of 2013 where they served as the Division Information Security Officer. In this role, they were responsible for the financial services division's information security and risk management. From there, they became the Head IT Risk & Resiliency for Internet and Mobile Banking at [JPMorgan Chase](/org/jpmorgan-chase) in June of 2004. In this role, they were responsible for leading the development and implementation of risk and resiliency strategies for internet and mobile banking applications. 

After nearly 10 years at [JPMorgan Chase](/org/jpmorgan-chase), Fearin left to join [Fidelity](/org/fidelity) Investments in January of 1997 as a Senior ADM/Director Project Delivery. In this role, they were responsible for leading a team of project managers responsible for delivering large scale technology projects on time and within budget. Matt remained with [Fidelity](/org/fidelity) until December of 2004 when they left to join CSC Consulting as a Sr. Consultant. 

Fearin's experience and expertise in the field of information security has made him a valuable asset to [Citigroup](/org/citigroup). Matt has played a key role in developing and implementing risk and resiliency strategies for internet and mobile banking applications. Their experience with large scale technology projects has also been instrumental in helping [Citigroup](/org/citigroup) deliver successful projects on time and within budget.

A direct report to Matt Fearin is and Didiar Padilla - SVP, Head of Incident Management. Their manager is Mike Whitaker, Head of Enterprise Operations & Technology. They work with and Michael Lewis - Citi Managing Director, Chief Technology Officer.

Matt Fearin

Didiar Padilla is the Senior Vice President and Head of Incident Management at [Citigroup](/org/citigroup). Didiar has over 10 years of experience in the network analyst field, working with some of the largest companies in the USA and Canada. Didiar is an expert in configuration, implementation, and management of corporate networks and has a proven track record of successful project management and personnel management. Didiar has also been instrumental in several VoIP implementations, systems upgrades, end of life equipment replacements, and troubleshooting projects. In their previous position at Direct Energy, they were part of several PM teams that identified potential problems and cost savings on new projects. Didiar also assessed facilities power, cooling, security/access, rack layout, and cable management per the project plan. Didiar has conducted site surveys for new office build-outs and makes resulting in savings for the duration of the contract. Didiar participated in the design, testing, configuration, and deployment of Cisco Tele-presence video conferencing systems at 3 different sites. Didiar also analyzed network performance and recommended improvements, testing, and analysis for all network facilities. Didiar was a key engineer in the move of all functionality to a new MPLS network for multiple locations. Didiar has also worked with carriers to install/upgrade circuits and resolve complex network issues, including root cause analysis. In their current role at [Citigroup](/org/citigroup), they manage network vendor performance through routine measurements and reviews. Didiar also troubleshoots more complex network issues and assists on more complex network projects/initiatives.

Didiar Padilla's educational career includes a field in computer/information technology administration and management from Amberton University, a field in business administration and management, general, from [Central Texas College](/org/central-texas-college), and a Bachelor of Business Administration (BBA) from the [University of Maryland](/org/university-of-maryland), Europe.

Didiar Padilla reports to Matt Fearin, Managing Director, Chief Information Security Officer.

Didiar Padilla

Gonzalo Luchetti is currently the Consumer Banking Head for [Citigroup](/org/citigroup) in the United States. Gonzalo has over fifteen years of experience in the financial services industry, including strategy, business development, and process improvement. 

Gonzalo began their career at IBM in 1996 as a Software Sales Representative. Gonzalo quickly rose through the ranks and was recognized with the Regional Marketing Excellence Award. In 2000, they left IBM to join [Bain & Company](/org/bain) as a management consultant. At Bain, Gonzalo worked with clients across a variety of industries on growth strategy, operational improvement, and investment appraisal. Gonzalo also gained international experience, living and working in San Francisco, London, Stockholm, and Madrid. 

In 2003, Gonzalo joined [JPMorgan Chase](/org/jpmorgan-chase) as VP of Strategy & Business Development for the Chase Retail Bank. In this role, they were responsible for market expansion, sales productivity, and post-merger integration. Gonzalo spent three years at JPMorgan before moving to [Citigroup](/org/citigroup) in 2006. 

At [Citigroup](/org/citigroup), Gonzalo has held a variety of roles including head of product management for Citi Cards and head of customer experience for Citi's North American Consumer Banking business. In their current role as Consumer Banking Head for U.S., Gonzalo is responsible for all aspects of the consumer banking business including product management, marketing, digital channels, customer service, and operations. Under their leadership, the Consumer Banking business has grown significantly and achieved industry-leading customer satisfaction scores.

Gonzalo Luchetti has an MBA in Strategy Management and Finance from Stanford University Graduate School of Business, a BS in Computer Sciences from Instituto Tecnológico de Buenos Aires, and is certified by the Financial Industry Regulatory Authority (FINRA) in Series 24 Registered Principal, Series 63 Uniform Securities Agent State Law Registration, Series 65 Investment Advisor, and Series 7 Registered Representative.

Their manager is Anand Selva, CEO, Global Consumer Bank. Some of their coworkers include Kartik Mani - Consumer Banking Head, Asia, David Chubak - Head of US Retail Banking, and Alpesh Chokshi - Head of Business Development.

Gonzalo Luchetti

Lillian Liao is a Managing Director and Global Market Head for China at [Citigroup](/org/citigroup). Lillian has over 13 years of experience in the financial services industry. Prior to joining [Citigroup](/org/citigroup), Ms. Liao served as a Managing Director and Senior Client Partner at Credit Suisse from September 2008 to August 2021.

They work with Horace Yip - Market Manager, Hong Kong, Sally Yeh - Market Manager, Taiwan. Lillian Liao reports to Rudolf Hitsch, North Asia Head, Market Manager, China Offshore and Taiwan Offshore.

Lillian Liao

Rodney Dias is currently the SVP of HR at [Citigroup](/org/citigroup). Rodney has previously held HR advisory roles at [Nomura](/org/nomura) and Syntel, where they were responsible for developing and executing end-to-end HR interventions, establishing trend and predictive analytics in HR functions, and overseeing process improvements and LEAN projects. Rodney also has experience as a summer trainee in HR at [Bank of Baroda](/org/bank-of-baroda) and as an equity research analyst at Centrum Broking Ltd.

Rodney Dias has a PGDM from [Goa Institute of Management](/org/goa-institute-of-management) (GIM) in Human Resources and a Bachelors of Management Studies from St. Xavier's College in Business Administration and Management, General. Rodney also has a certification from XLRI Jamshedpur in Certified Assessor for Assessment Centres in Competency Management Framework.

Rodney Dias reports to Sara Wechter, Head of Human Resources. Some of their coworkers include Monika Khungar - SVP, HR Shared Services, Shruthi Pillay - SVP, Regional Human Resources.

Rodney Dias

Tasnim Ghiawadwala is the current head of Citi Commercial Bank's Institutional Clients Group. Tasnim previously worked at [Barclays](/org/barclays) and Citi in a variety of roles.

Tasnim Ghiawadwala has a bachelors from [King's College London](/org/kings-college-london).

Some of their coworkers include Ida Liu - Global Head, Citi Private Bank, Manolo Falco - Co-Head of Global Banking, Capital Markets & Advisory - Institutional Clients Group, and Andrew Pitt - Global Head of Research, Institutional Clients Group. Their manager is Paco Ybarra, CEO, Institutional Clients Group.

Tasnim Ghiawadwala

Malcolm Spittler is the current VP of Global Investment Strategy at [Citigroup](/org/citigroup). Malcolm previously worked as a budget analyst for [Portland Public Schools](/org/portland-public-schools) from December 2003 to October 2005.

Malcolm Spittler has a BA in Economics from [Reed College](/org/reed-college).

They are on a team with Ken Peng - Head of Asia Investment Strategy, Jorge Amato - Head of Latin America Investment Strategy, and Jeffrey Sacks - Head of EMEA Investment Strategy. Malcolm Spittler reports to Steven Wieting, Chief Investment Strategist & Chief Economist, Citi Private Bank.

Malcolm Spittler

Timothy Morse joined Citi Private Bank as a Global Market Manager for Thailand, Malaysia and Brunei, and is based in Singapore. 

Prior to this, Timothy was the Team Leader for the Singapore, Thailand and Malaysia UHNW market for JP Morgan Private Bank. 

He started his career with WESTPAC in 1994 before joining Citi Markets back in 1998, where he was covering major asset classes ranging from Foreign Exchange, Fixed Income, Equities, Commodities and their derivatives. 

Timothy hold a Bachelor of Business in Banking and Finance. 

Timothy Morse

Michael leads a team of custody sales professionals who provide asset safeguarding in custody and reporting solutions to clients in North America and Latin America, including ultra-high net worth individuals and families, multi-family offices, registered investment advisors and institutional clients, such as hedge funds and private equity firms.

Before joining Citi Private Bank, Michael spent 10 years as Executive Director and Head of J.P. Morgan Private Bank’s Americas Custody business. Prior to this tenure, Michael was a Managing Director with [Modern Bank](/org/modern-bank) and served as First Vice President, Regional Manager, and Head of Global Custody Sales at HSBC Private Bank. Earlier in his career, Michael was Vice President and Section Manager of Custody Services at U.S. Trust. He began his career in financial services with Fiduciary Trust Company International.

Michael holds a Bachelor of Science degree from [The State University of New York](/org/the-state-university-of-new-york) in Communications Media Management, with a minor in Business Administration. He also attended [New York University](/org/nyu)’s School of Professional Studies, earning a Certificate in Financial Planning.

Michael Grippo

With extensive experience of working with some of China’s leading entrepreneurs, Rudolf has overall responsibility for our relationships with clients in Greater China.

He previously worked for [Goldman Sachs](/org/goldman-sachs) for 12 years, leading a team of offshore private bankers serving the China and Taiwan market. He is a current member of the Private Bank’s Asia Pacific Leadership Team, Citibank’s China and Taiwan Country Coordination Committees. Rudolf also represents Citibank, N.A. as an Executive Committee member of Hong Kong's Private Wealth Management Association. 

Rudolf holds a doctorate in forestry and an MS in avalanche and torrent protection from the University of Natural Resources and Life Sciences in Vienna. He also has an MBA from [New York University](/org/nyu) and a BA in Mandarin from Beijing Language and Cultural University.

Rudolf Hitsch

As the Global Head of Trust, Philippa is responsible for all aspects of Wealth and Estate Planning.

In her previous role, Philippa was Chief Risk Officer of the Private Bank. She joined Citi in 1992 and has served as Corporate Bank relationship manager for the Chemicals and Healthcare industry, Transactor in Project Finance and has held various independent risk roles.

Philippa has a BA (Hons) in Economics from [Emmanuel College](/org/emmanuel-college), Cambridge University.

The Trust business spans the globe, with Wealth Planners in all regions and fiduciary centers in The Bahamas, Jersey, Singapore and Switzerland as well as South Dakota, Delaware and New York in the US. The team provides innovative structuring strategies and fiduciary services, helping clients safeguard their legacy now and for generations. 

Philippa Nesbit

Philip is the Head of Investments for Foundations & Endowments at the Private Bank. Phil and his team design portfolios intended to deliver the best of our investment platform to this key growth segment for the Private Bank. Phil is responsible for the overall strategy of the Foundation & Endowment practice and works with senior members across the Investments organization to design and implement thoughtful solutions to clients' investment needs. He also partners closely with the Private Bank's Philanthropic Advisory team to understand clients' philanthropic goals so that these may be reflected where appropriate in the portfolio. 

Prior to taking on this role, Phil led the investments team for the Law Firm Group and High Net Worth across the United States. Since joining the Private Bank in 2010, Phil also led the ultra high net worth New York Metro investment team, and served as Head of Investment Advisory Services and Head of the North American Investment Lab. 

Before joining the Private Bank, Phil was Head of the US Portfolio Management Group for Guggenheim Investment Advisors. He has spent over 25 years in the financial services industry, working in fundamental fixed income research, debt capital markets and fixed-income trading, as well as wealth management and portfolio management. 

Phil holds a degree in Economics from the College of William and Mary in Virginia. He also holds the Chartered Financial Analyst designation. He is a member of the [CFA Institute](/org/cfa-institute) as well as the CFA Society of New York. 

Philip Sharkey

Philip is the Head of the Global Investment Lab and Chief Innovation Officer for Citi Private Bank. 

He has approximately 20 years financial experience mostly at Citi where he has held diverse roles across the Institutional client group. For the last 15 years he has been at the Private Bank. 

The Global Investment Lab provide expert advice to ultra-high net worth individuals and their family offices on portfolio construction, risk management and investment strategy. Each investment solution is tailored to meet each clients' unique goals and objectives. 

The Innovation office supports clients by sharing insights and perspectives on key trends and emerging technologies - connecting our clients to helpful resources from across Citi's innovation network. Phil chairs the Growth Board, participates on accelerator programs and other initiatives designed to improve the client experience. 

Phil forms part of both the Private Bank Global Investments and EMEA Leadership teams - devising and implementing strategy for the Private Bank. 

During his time at the Private Bank, Phil has introduced a number of new transformative technologies, harnessing disruptive innovations to enable Citi Private Bank to offer its clients tomorrow's investment services. He has also participated in multiple decision making forums including the Global Investment Committee member and Multi-Asset Class Committees that informs the tactical market views and management of discretionary portfolios respectively. 

He has a Chartered FCSI designation from the Chartered Institute for Securities and Investment, and holds a Level 6 Certificate in Private Client Investment Advice and Management. He graduted from the [University of Leeds](/org/university-of-leeds) with an honours degree in Economics and French. 

Philip Watson

Murtuza leads a team of banking, custody, escrow and margin and securities backed lending professionals, who work with clients in North America and Latin America to address their financing, liquidity, safeguarding, portfolio administration, and risk mitigation needs.

Murtuza has over 15 years of private banking and margin lending experience. Previously, he was the Global Head of Margin and Securities Backed Lending at Citi Private Bank. Earlier in his career, he was a member of the Private Bank investment finance team for nine years, based in Asia. 

Murtuza holds a Master of Business Administration degree in Finance and is a certified Chartered Financial Analyst and a certified Financial Risk Manager.



Murtuza Rasiwala

Roger Bacon is a Managing Director and the Regional Investments Head of Citi Private Bank (CPB) Asia-Pacific, based in Hong Kong. In this position, he is responsible for all Investments business, including Capital Markets, Citi Investment Management (CIM), Product Management and Strategy. He leads a team of Investment Counselors, Portfolio Managers, Product Specialists and Strategists, and is also responsible for formulating and executing CPB Investments strategy acess all asset classes for CPB client in the region.  

Prior to this, Roger was Head of CIM for Citi Private Bank for Asia Pacific, overseeing all CIM Product Sales and Product Management, as well as coordinating the regional activities associated with traditional funds research, alternatives research, operational due diligence and CIM portfolio management. 

Roger has 27 years of experience within the asset management industry. He spent the first ten years of his career with JPMorgan Asset Management and its predecessor companies working in Asia, the UK and Continental Europe, in various relationship management, equity analysis and portfolio management positions. In 2004, he joined a prominent UK Family Office to set up and manage a substantial multi- asset-class investment program, comprising equities, fixed income, commodities, hedge funds and private equity. In 2004, he joined UBP where, as Head of Hedge Fund Business in London, he helped build a multi-billion dollar discretionary and advisory customized hedge fund business targeting UHNWs, Family Offices, Institutions and Sovereign Wealth Funds. He joined Citibank in 2010.

Roger holds an Honors degree, Postgraduate diploma and MBA in International Financial Services from the [University of London](/org/university-of-london). He holds the Certified Private Wealth Professional designation and also holds the Investment Management Certificate, HKSI Practising Certificates in Securities and Asset Management, and HKSI Specialist Certificates in Securities and Asset Management. He was an authorized investment manager and advisor with the Financial Services Authority in the UK for over 11 years, and is currently registered with the Hong Kong Monetary Authority as Executive Officer, responsible for securities dealing, securities advising and asset management. He also has HKMA Section 62B Manager (Private Banking Activities) designation. 

Roger Bacon

With more than 15 years of financial markets’ experience, Zeynep leads the team that provides clients in the region with credit and rate solutions as well as investment ideas.

Before joining the Private Bank in 2012, Zeynep worked on Citi’s Equity Derivatives Sales Trading and Cross Asset Sales Trading groups in London, serving institutional clients and local banks across Central and Eastern Europe, Middle East and Africa.

She holds a BA in Economics from [Middle East Technical University](/org/metu-middle-east-technical-university) in Turkey, and also studied Russian language and literature at Ankara University.

Our fixed income specialists around the globe work directly with our clients, private bankers and investment counsellors to devise individual strategies to meet each client's objectives and provide unique insights into breaking developments occurring in the fixed income market.

Zeynep Ozturk

Gregory has overall responsibility for quantitative research and asset allocation within Citi Investment Management. He oversees Adaptive Valuation Strategies, our methodology for determining the suitable long-term mix of assets for each client’s portfolio. He also serves as Vice Chairman of the Private Bank’s Global Investment Committee, which sets our tactical asset allocation policy.

Previously, he was chief investment risk officer at Ivy Asset Management, director of research at Rydex Investments and a director at the global research center in Deutsche Asset Management.

Gregory received his MS and PhD with a concentration in Finance from The Wharton School, [University of Pennsylvania](/org/university-of-pennsylvania), his SM in Management from the Sloan School of Management, Massachusetts Institute of Technology and his BS from the Haas School, University of California at Berkeley.

Citi Investment Management is the Private Bank’s discretionary investment management organization, which actively manages equities, fixed income, hedge fund-of-funds, as well as multi-asset class and bespoke investment portfolios on behalf of clients.

Gregory van Inwegen

Kris Xippolitos is the Global Head of Fixed Income Strategy at the Private Bank.

He is a member of the Office of the Chief Investment Strategist and is responsible for providing the firm and its clients with global fixed income market views, investment opportunities and high conviction ideas. Kris is also a voting member of the Global Investment Committee which advises investors on fixed income asset allocations for fixed income portfolios.

Before joining the bank in 2009, Kris was a portfolio strategist at Smith Barney’s Global Wealth Management division, where he specialized in providing investment and strategy advice through the construction of fixed income model portfolios. He also held the role as product specialist for Citi Capital Markets division at Salomon Smith Barney. In this role he provided the sales force with market guidance and portfolio solutions, with an expertise in government debt, securitized debt, corporate bonds (high grade and high yield), preferred securities and U.S. municipals.

Kris’ views are featured in a number of Citi research reports, including the longstanding fixed income Citi publication, Bond Market Monthly. Kris has over 20 years of market industry experience, joining Citi immediately after graduating from the State University of New York at Cortland, where he earned a B.A. in Management Science and Economics.

Citi Private Bank’s investment strategy team is made up of local strategists based in Asia, Europe and the Americas, and is led by the Global Chief Strategist. The team provides insights into key economic, political and market developments, and evaluates the risks and opportunities to help form our tactical investment allocation.

Kris Xippolitos

With almost 30 years financial markets experience, Jeffrey leads our strategy team in Europe, Middle East and Africa, providing key insights and asset-class recommendations. He is also a member of our Global Investment Committee, which sets our tactical asset allocation positioning.

Before joining the Private Bank, Jeffrey worked in equity and credit research for Barclays Wealth, and was also an emerging markets fund manager at Merrill Lynch Investment Managers, Baring Asset Management and Schroders Investment Management.

Citi Private Bank’s strategy team is made up of local strategists based in Asia, Europe and the Americas, and is led by the Global Chief Strategist. The team provides insights into key economic, political and market developments, and evaluates the risks and opportunities to help form our tactical investment allocation.

Jeffrey Sacks

Wietse is a Global Equity Client Portfolio Manager at the Private Bank. He is a member of the Office of the Global Chief Investment Strategist and is responsible for identifying particular equities and equity style factors that are driving global indices.

He works in close partnership with the Private Bank’s regional investment strategists around the world in order to anticipate how local economic trends may impact future performance for particular equities, sectors, and markets.

Before joining the Private Bank in 2018, Wietse was Global Equity Strategist at an asset manager in the United Arab Emirates, where he was responsible for formulating the global equity view across regions, countries, and sectors.

Prior to that, Wietse was for ten years a sell-side equity strategist with [HSBC](/org/hsbc) in London and then in South Africa. He was responsible for identifying and communicating bottom-up and top-down equity views with a particular focus on global emerging markets.

Wietse holds a BA in Finance from the University of Durham in the UK.

Wietse Nijenhuis

Iain Armitage is the Global Head of Capital Markets at the Private Bank. In this capacity, he manages a team of capital markets asset class specialists who provide investment advice and execution services across equity, fixed income, FX and commodity markets. He is based in London. 

Iain joined Citi in 1994 and prior to his current role was the Regional Head of Investments for the Private Bank in EMEA from 2012 to 2017.

Prior to moving to the Private Bank in 2012, Iain worked in Global Markets at Citi for 18 years including roles as Global Head of Commodity Investor Sales, Head of Fixed Income Derivatives Sales in Japan and as a Fixed Income Derivative salesperson in Europe. 

Iain holds a BA Honours degree in Economics from [Durham University](/org/durham-university), in the UK.

From trading desks in New York, San Francisco, London, Geneva, Hong Kong, Singapore, Mexico City and São Paulo our capital markets specialists work directly with our clients, private bankers and investment counselors to devise individual strategies to meet each client's objectives and provide unique insights into breaking developments occurring across asset classes.

Iain Armitage

Charlie Reinhard is the Investment Strategist for the North America region at the Private Bank.

He is a member of the Office of the Global Chief Investment Strategist and is responsible for identifying investment opportunities and risks in North America across asset classes, as well as representing the Global Investment Committee’s views within the region. He is based in New York.

Before joining the Private Bank in 2017, Charlie was the Chief Portfolio Strategist for New York Life’s MainStay Investments where he led the firm’s investment thought leadership efforts. Previously, Charlie was the Deputy Chief Investment Officer for Morgan Stanley Wealth Management, focusing on investment opportunities and implementation strategies.

Charlie previously heading portfolio strategy and was the Associate Director Research at [Neuberger Berman](/org/neuberger-berman) after being the Senior US Equity Strategist at Lehman Brothers.

Charlie has appeared on [CNBC](/org/cnbc), other news broadcasts and in print media. He earned an MBA from [New York University](/org/nyu)’s Stern School of Business and a BS from [Carnegie Mellon University](/org/carnegie-mellon-university).

Citi Private Bank’s investment strategy team is made up of local strategists based in Asia, Europe and the Americas, and is led by the Global Chief Strategist. The team provides insights into key economic, political and market developments, and evaluates the risks and opportunities to help form our tactical investment allocation.

Charlie Reinhard

Steven Wieting is the Chief Investment Strategist and Chief Economist at the Private Bank, heading our global strategy team which formulates our macro investment views across all regions and asset classes. He chairs our Global Investment Committee, which sets our tactical asset allocation.

In his capacity as Chief Economist, Steven provides detailed macroeconomic analysis and advice across regions, utilizing Citi’s global platform and third-party research to discover and define how clients can understand and invest in a complex world.

Before joining the Private Bank, Steven served as Citi Investment Research’s head of economics for the US institutional equities business. He was responsible for advising the firm’s institutional and government clients globally on macroeconomic developments, forecasts and policy analysis. Steven has published extensively on demographic and policy challenges with a focus on the implications for long-term asset market performance. He has provided evidence for government policymakers assessing financial reforms.

During his time at Citi Research, Steven analyzed credit, commodity and foreign exchange market influences while providing the firm’s US corporate earnings forecasts and macro level equity market insights.

He was also economic advisor to the Morgan Stanley Smith Barney Global Investment Committee until early 2013 and was a voting member of predecessor Asset Allocation Committees at Salomon Smith Barney.

Steven was awarded an MS in Quantitative Economics at Bernard M Baruch College and has also acquired credits towards a PhD in Economics at the City University Graduate Center.

Steven Wieting

Nadir Darrah was named Chief Auditor of Citi in March 2022. He is responsible for the Internal Audit function, which includes the delivery of audit assurance on governance, risk management and the control environment across Citi. Prior, Nadir was the Chief Auditor of Citibank, N.A. Data and Transformation.

Since joining Citi in 2015, Nadir has held senior leadership positions including the Regional Chief Auditor for Asia Pacific and Chief Auditor for Global Consumer Banking responsible for covering the Retail Bank, Mortgages, Branded Cards, Citi Retail Services and Citi Holdings. Earlier, he held several senior leadership roles across Internal Audit including Chief Auditor for Retail Mortgages and Holdings, and Chief Auditor for Special Projects and Programs where he led several strategic initiatives across Internal Audit, managed regulatory exams and relationships, as well as maintaining Internal Audit’s best-in-class status with stakeholders. He also served as Chief Auditor, CGMI, ICG Securities Services, Regulatory Reform, Governance & Conduct.

Nadir has over 25 years of audit experience. Prior to his tenure at Citi, Nadir was with [Barclays](/org/barclays) where he held a number of senior leadership positions including responsibility for the Internal Audit coverage of the [Barclays](/org/barclays) Wealth Management business as well as the Risk, Finance, Treasury, Compliance and Financial Crime functions in North America.

Nadir is a Certified Accountant (ACCA), Certified Internal Auditor (CIA), and a Chartered Accountant (ACA).

Nadir Darrah

As Chief of Staff to the CEO, Margo Pilic works with Citi’s leadership team, the Board of Directors, clients, regulators, investors and external partners to support the delivery of Citi’s strategic priorities.

Margo joined Citi in 2004. Prior to joining the Office of the CEO, Margo was the Finance Officer for the Institutional Clients Group (ICG) in Latin America. Previously, Margo had several senior roles in the Foreign Exchange business, focused on electronic client solutions. Before joining FX, she worked in the Corporate Center in Reengineering and as the Chief of Staff for Citi’s former Chief Operating Officer, as well as in ICG Strategy.

Margo started her career in investment banking at Donaldson, Lufkin & Jenrette and then at [Credit Suisse](/org/credit-suisse).

Margo holds a B.A. from [Boston College](/org/boston-college) and an M.B.A. from [Harvard Business School](/org/harvard-business-school). She is married with two children.

Margo Pilic

Sunil Garg is CEO of Citibank, N.A., which is Citi’s primary banking entity with branches and subsidiaries in 95 countries and territories. Citibank, N.A. accounts for 75 percent of [Citigroup](/org/citigroup)’s total assets.

Sunil joined Citi in May 1988 as a Management Associate in India and has worked in India, Singapore, Malaysia and the United States during his tenure. He has worked in several roles across Citi, notably in Operations and Technology, Treasury and Trade Solutions, Corporate and Investment Banking and Commercial Banking. Sunil was also a member of Citi’s Global Consumer Banking and the Institutional Client Group‘s management committees for several years during his tenure. Most recently, Sunil was global CEO of the Commercial Bank, which he led 2011 to 2021. Prior to that, he led the U.S. Commercial Banking business from 2008 until 2011.

Sunil graduated with a major in economics from St. Stephen’s College, India, followed by the Post Graduate Program from Indian Institute of Management, Ahmedabad.

Sunil Garg

Zdenek Turek was named Citi’s Chief Risk Officer (CRO) in February 2021. He leads the global Risk Management organization, which oversees Citi’s risk governance framework and risk appetite, and ensures all risks generated by the firm’s businesses are measured, reviewed and monitored on an ongoing basis. Prior to being named Interim Chief Risk Officer for Citi in December 2020, Zdenek served as EMEA Chief Risk Officer and was a member of the EMEA Operating Committee, reporting to the previous CRO.

Before that role, Zdenek was CEO of Citibank Europe Plc, which includes 22 countries across the region, as well as Europe Cluster Head, which encompasses 25 countries. Prior to that, he served as Western Europe Cluster Head and, subsequently, EMEA Corporate Banking Head.

Zdenek joined Citi in 1991 and held a number of banking and corporate finance management roles before serving as Citi Country Officer for Romania. In 2005, Zdenek was appointed Citi Country Officer for South Africa and Division Head for Africa. In 2008, he was named Citi Country Officer for Russia and served as CEO of Central and Eastern Europe, which included eight countries across the region.

Before joining Citi, Zdenek worked for the Central Bank of Czechoslovakia and A.I.C. He graduated with an M.A. in finance and banking from [University of Economics, Prague](/org/university-of-economics-prague-vysoka-skola-ekonomicka-v-praze). His studies included the Advanced Management Development Program at the Wharton School of the University of Pennsylvania, and he received his degree from the Executive M.B.A. program at [INSEAD](/org/insead) in 2010.

Zdenek Turek

Peter Babej is CEO of Citigroup Asia Pacific, responsible for all businesses in the 17 countries and jurisdictions where Citi is present. Peter is a member of Citi's Executive Management Team.

Before his current role, Peter served as Global Head of the Financial Institutions Group. Under his leadership, Citi attained a leading position in the sector and participated in numerous landmark transactions globally.

Prior to joining Citi, Peter served in senior roles at [Deutsche Bank](/org/deutsche-bank) and [Lazard](/org/lazard), where he advised financial institutions across North America, Europe and Asia.

Peter holds a B.A. (summa cum laude) from the Woodrow Wilson School of Princeton University, and a J.D. and Ph.D. from [Harvard University](/org/harvard). He is a director of Lungevity Foundation and a member of the [Council on Foreign Relations](/org/council-on-foreign-relations).

Peter Babej

Ms. Dailey began working at Comptroller of the Currency in 1983 and continued her career there until she retired earlier this year from her position as Senior Deputy Comptroller for Bank Supervision Policy and Chief National Bank Examiner. In this capacity, Ms. Dailey directed the formulation of policies and procedures for the supervision and examination of national banks and federal savings associations. Ms. Dailey also served on the OCC’s Executive Committee and chaired the agency’s Committee on Bank Supervision, which consisted of the four most senior supervisory executives.

Over the course of her career, Ms. Dailey supervised banks of all sizes and was designated a Senior National Bank Examiner, the highest honor available to national bank examiners. She is deeply knowledgeable on how banks operate, and has in-depth knowledge about liquidity, capital adequacy, risk management and credit quality. She also built an expertise in capital markets early in her career, and has experience with payments technology, digitization and cybersecurity risk, increased globalization and cross-border consolidation.

Ms. Dailey obtained her Bachelor of Business Administration with a Major in Finance from the University of Wisconsin-Eau Claire. She has also earned the Chartered Financial Analyst (CFA) designation.

Grace Dailey

Huide Zhu

Manish Kohli

Abhinav Kadiyala

Heather Finn

Joshua 

Maria Deam

Taylor Sohn

Mario Fanduiz

Esther Kim

David Livingstone was appointed Citi’s Chief Executive Officer for Europe, Middle East and Africa (EMEA) in February 2019. In this role, he is responsible for Citi’s businesses throughout EMEA, where Citi maintains a physical presence in 55 countries and does business in 51 more.

David is a member of Citi’s Executive Management Team and reports to CEO Michael Corbat.

Prior to assuming his current position, David was Citi Country Officer for Australia and New Zealand from June 2016. In this role, he was responsible for Citi’s business in Australia and New Zealand, including developing and implementing the business strategy, fostering client relationships, managing risk and controls, and enhancing and protecting Citi’s reputation in the region. He was also a member of the Asia Pacific Executive Management Team.

David joined Citi from [Credit Suisse](/org/credit-suisse), where he was Vice Chairman of the Investment Banking and Capital Markets Division for the Europe, Middle East and Africa (EMEA) region and a Board member of [Credit Suisse](/org/credit-suisse) International and [Credit Suisse](/org/credit-suisse) Securities (Europe) Limited, the main operating entities of the group in Europe. He was also Head of the Mergers & Acquisitions business for that region. He was also Chief Executive Officer of [Credit Suisse](/org/credit-suisse) Australia, a role he held from 2010 to 2013.

David joined [Credit Suisse](/org/credit-suisse) in 2007 from [HSBC](/org/hsbc) where he was a Managing Director and Head of EMEA Investment Banking Advisory. Prior to that, he worked at Goldman Sachs for 16 years in a variety of senior roles, including Head of the European Industrials business, Head of Asia (ex-Japan) Mergers & Acquisitions, and Head of Australian Investment Banking.

He has extensive experience in corporate and investment banking (particularly in international mergers and acquisitions transactions, capital raisings and corporate restructurings), private banking, consumer banking, and general management.

David holds a B.A. Honours degree in economics from [Macquarie University](/org/macquarie-university) in Sydney and an M.A. in law from Jesus College, Cambridge.

David Livingstone

Co-Founder and Partner of Atrevida Partners, LLC

Duncan P. Hennes

Mike Whitaker was named Citi's Head of Enterprise Infrastructure, Operations & Technology in November 2018 following four years as Head of Operations & Technology for Citi's Institutional Clients Group (ICG). In that role, he transformed the ICG's technology capabilities by retiring legacy platforms and simplifying systems architecture across Citi's institutional businesses.

Mike joined Citi in October 2009 as the Head of Markets Technology. Since then, he has undertaken various roles, including Regional Chief Information Officer, Head of ICG Technology, and in February 2012, Head of Securities & Banking Operations & Technology.

Mike has more than 35 years of experience in financial services and technology. His previous roles include positions in interest rate derivatives trading, dealing room management, electronic trading solutions and senior technology leadership roles.

Prior to joining Citi, Mike had worked at [Deutsche Bank](/org/deutsche-bank) and Barclays Capital, where his responsibilities included CIO for Global Fixed Income, Global Equities & Prime Finance, eCommerce and Algorithmic trading functions.

Mike holds an M.Sc. in financial markets and derivatives.

Mike Whitaker

Sara Wechter assumed responsibility as Citi's Global Head of Human Resources in July 2018. In this role, Sara is responsible for recruiting, diversity, global learning and talent development, benefits, compensation and employee relations.

Prior to this role, Sara served as Citi's Head of Talent and Diversity as well as Chief of Staff to Citi CEO Mike Corbat. She has held several roles since first joining Citi in 2004. After working in Investment Banking, Sara joined Citi's Corporate M&A and Strategy team in 2007. She also served as Chief of Staff to both Richard Parsons and Michael O'Neill during their terms as Chairman of Citi's Board of Directors.

Sara is a graduate of [Emory University](/org/emory-university) and lives in New York City with her husband and two children.

Sara Wechter

Dean Emeritus and William R. Berkley Professor of Economics and Finance, New York University Leonard N. Stern School of Business – January 2018 to present

Peter Blair Henry

As Chief Executive Officer of the Global Consumer Bank, Anand Selva is responsible for Citi's Consumer businesses, including Retail Banking and Wealth Management, Credit Cards, Mortgage and Operations & Technology in three regions—North America, Asia Pacific and EMEA, and Mexico. Anand is a member of the Citi Executive Management Team.

In his prior role, Anand served as the Head of the U.S. Consumer Bank and led the delivery of a single, seamless client experience across Retail Banking, Citi Retail Services and Branded Cards. Under his leadership, the business drove significant growth in deposits, loans, mobile users and Citigold clients. Citi was recognized for three consecutive years as the Best Bank for High Net Worth Families (Kiplinger’s) and as #1 in Customer Satisfaction by the American Customer Satisfaction Index (2019).

From 2015 to 2018, Anand was Head of Consumer Banking for Asia Pacific, with responsibility for the Consumer and Commercial Banking businesses across 17 markets in Asia and EMEA. He delivered eight consecutive quarters of revenue growth and continually raised the bar on the client experience to earn numerous accolades as the best bank in Asia (Euromoney, The Asset).

Anand also held a number of regional and country roles, including Head of Consumer Banking for ASEAN and India, leading the consumer banking businesses in Singapore, Malaysia, Indonesia, Philippines, Thailand and Vietnam, as well as India. He became the Head of Consumer Banking in India in 2011, where he transformed and restructured the business and re-defined consumer banking.

From 2008 to 2011, Anand served as Head of Consumer Banking in China. The franchise grew multi-fold to become an industry leader in innovation with many first-to-market products. He served as the Retail Banking Head in Taiwan from 2004 to 2006 and spent eight years in regional roles in Singapore, where he held various positions in Investments, Wealth Management and Retail Banking.

A Citi veteran, Anand began his career with Citi India in 1991 and has 30 years of experience in Consumer and Commercial Banking. Anand earned a bachelor of engineering (mechanical engineering) and an M.B.A. in finance and marketing in India.

Anand Selva

Jane Fraser is the Chief Executive Officer of Citi, the world's most global bank, serving millions of consumers, businesses and institutions across 160 countries and jurisdictions. She is the first female CEO in the firm’s history.

Jane has deep experience across Citi’s consumer and institutional businesses and, in many ways, she helped shape Citi into the company it is today. Before becoming CEO in February 2021, she was President of Citi and CEO of the Global Consumer Bank, responsible for all of Citi’s Consumer businesses, including Retail Banking and Wealth Management, Credit Cards, Mortgage and Operations and Technology in 19 markets.

Before that, she was the Chief Executive Officer of Citigroup Latin America from 2015 to 2019. From 2013 to 2015, she was the Chief Executive Officer of the U.S. Consumer and Commercial Banking and CitiMortgage. From 2009 to 2013, Jane served as the Chief Executive Officer of Citi's Global Private Bank. Prior, Jane was the Global Head of Strategy and Mergers & Acquisitions for Citi from 2007 to 2009. She joined Citi in 2004 in the Corporate and Investment Banking division.

Before joining Citi, Jane was a Partner at [McKinsey & Company](/org/mckinsey-company). She started her career at Goldman Sachs in the Mergers & Acquisitions department in London and then worked for Asesores Bursátiles in Madrid, Spain.

She is Vice Chair for Partnership for New York City and a member of the [Harvard Business School](/org/harvard-business-school)’s Board of Dean’s Advisors, the Stanford Global Advisory Board, the [Economic Club of New York](/org/economic-club-of-new-york) and the [Council on Foreign Relations](/org/council-on-foreign-relations). Jane has an M.B.A. from [Harvard Business School](/org/harvard-business-school) and an M.A. in economics from Cambridge University. She is married with two children.

Jane Fraser

Edward Skyler joined Citi as Executive Vice President for Global Public Affairs in May 2010. Reporting directly to the CEO, Mr. Skyler oversees the primary functions that shape the reputation of Citi, including Communications, Government Affairs, Branding, Sponsorships, Corporate Citizenship, Sustainability, Community Development, Inclusive Finance, and CRA Business Strategy and Execution. In addition, Mr. Skyler has responsibility for certain corporate operations, including its aviation, client and internal event management and conferencing units. He also chairs the Citi Foundation and shares leadership of Investor Relations and Regulatory Affairs.

Prior to joining Citi, Mr. Skyler served as a member of Mayor Michael R. Bloomberg's administration from 2002 to 2010, rising to the position of Deputy Mayor for Operations for the City of New York. In that capacity, he oversaw the performance of the City's main operational agencies and served as a top budget, legislative and labor negotiator. Mr. Skyler oversaw four consecutive balanced and on-time City budgets; negotiated legislation to reform lobbying and "pay-to-play" practices; and spearheaded critical initiatives such as the overhaul of the City's 911 system and its sustainability agenda.

Before he was appointed Deputy Mayor for Operations, Mr. Skyler served as Press Secretary and Communications Director during Mayor Bloomberg's first term. He managed all communications operations, including media relations and speechwriting. Prior to joining the Bloomberg Administration, he worked in the Corporate Communications group of Bloomberg LP. He also served as Deputy Press Secretary to Mayor Rudolph W. Giuliani and Public Information Director at the Department of Parks & Recreation.

Mr. Skyler has stayed involved in civic life and served as Chairman of the Citizens Budget Commission. He is also an Executive Committee Member of the New York Police & Fire Widows' & Children's Benefit Fund and is a Trustee of The Paley Center for Media.

Mr. Skyler is a graduate of the University of Pennsylvania and earned a law degree from the Fordham University School of Law, which he attended at night. A member of the New York State Bar Association, he has been honored by several organizations, including Global Kids, Graham Windham and the YMCA of Greater New York.

Edward Skyler

Ernesto Torres Cantu is CEO of Citi Latin America. Ernesto is a member of Citi’s Executive Management Team.

Prior to his current role, Ernesto served as CEO of [Citibanamex](/org/citibanamex) from 2014 to 2019. He also served as CEO of [Citibanamex](/org/citibanamex) Consumer Banking from 2012 to 2014 and in 2006 was appointed President of the Retail Bank in Mexico.

Ernesto joined [Citibanamex](/org/citibanamex) in 1989 as a Corporate Banker.

Born in Torreón, México, Ernesto holds a degree in industrial engineering from the Instituto Tecnológico y de Estudios Superiores de Monterrey and holds a Master of Business Administration degree from [Georgia State University](/org/georgia-state-university) in Atlanta. He serves as Chairman of the Board of Tecnológico de Monterrey, Mexico City.

Ernesto Torres Cantu

Titi is currently Head of Global Operations and Fraud Prevention at [Citigroup](/org/citigroup). Previously, Cole worked for [Wells Fargo](/org/wells-fargo) as executive vice president and head of operations and contact centers for consumer and small-business banking. She also oversaw global enterprise functions for all lines of business, including wholesale and wealth management, and her responsibilities included enterprisewide modernization and business transformation, Fraser said.

She joined [Wells Fargo](/org/wells-fargo) in 2015 as its head of shared services for consumer credit solutions. Before joining [Wells Fargo](/org/wells-fargo) she led retail products and underwriting at [Bank of America](/org/bank-of-america) and held a similar retail banking leadership role at [BMO Harris Bank](/org/bmo-harris-bank). She began her career at McKinsey & Co.

Titi Cole

San San Chan is responsible for driving the execution of regional sales and advisory strategies for the CPC segment, which caters to customers with $1 million to $10 million in investable assets.

San San Chan

Bruno Vander Cruyssen is responsible for the FX and Commodities teams, continuing to build upon the business’s momentum of growing our direct client coverage platform, product innovation, and providing outstanding advice and guidance on FX and Commodity markets to clients across the Americas.

Bruno joined Citi in 2010 and has served as the Head of Asia Pacific FX Leveraged Sales for Citi’s Markets and Securities Services business in Hong Kong since 2014. In this role, he led the coverage of some of our largest FX clients and desk revenues increased substantially during his tenure. Prior to that, he worked in Emerging Markets FX and Local Market Sales in London for four years. Prior to joining Citi, Bruno spent 12 years in Emerging Markets Fixed Income Sales with [Credit Suisse](/org/credit-suisse). He has also held structured product sales roles with Donaldson Lufkin & Jenrette and Bankers Trust.

Bruno holds a Bachelor of Commerce and Business Administration degree from the University of British Columbia Sauder School of Business.



Bruno Vander Cruyssen

Julie Koo is a Managing Director and Head of Citi Investment Management's proprietary and advisory sales in Asia Pacific. Based in Hong Kong, Julie is responsible for driving Citi Investment Management's business in the region. She is also responsible for coordinating the regional activities associated with traditional funds research, alternatives research and operational due diligence for 3rd party investments. 

She started her career as an Investment Specialist in International/Global Equities at [Fidelity](/org/fidelity) in Boston, US, moving to London in 2000 as an Executive Director for Institutional Business for EMEA. She moved with [Fidelity](/org/fidelity) to Hong Kong in 2006 as Managing Director and Head of Institutional Business for Asia ex-Japan. Subsequently, Julie spent 5 years in a similar role at HSBC Asset Management in Hong Kong, before joining UBS in 2015 as Head of Institutional Distribution for Asia Pacific, as well as head of the overall Hong Kong business for UBS Asset Management. 

Julie holds a Bachelor of Arts degree from [Mount Holyoke College](/org/mount-holyoke-college). She is currently registered with the Hong Kong Monetary Authority as Executive Officer, responsible for securities dealing, securities advising and asset management. 



Julie Koo

David is the Global Head of Risk for Citi Private Bank. In this role, he manages the Citi Private Bank’s risk profile globally and is a member of the Citi Private Bank Global Leadership Team. He is also a member of the Institutional Clients Group (ICG) Risk Management Leadership Team.

 

In his 25+ year career with Citi, David has held a variety of business and risk positions through international banking assignments in London, New York, Vietnam, and Singapore. He joined Citicorp as a Management Associate in 1989 in the Financial Institutions European Insurance Banking Group, and transitioned to Risk Management in 2003 following assignments in Fundamental Credit, and Vietnam where he was responsible for the Corporate Bank start-up in Ho Chi Minh City following the lifting of the US Trade Embargo in the early 90’s. In Risk Management, David has covered the Global Healthcare and Branded Consumer & Retail ICG franchises from New York, and was the ICG Risk Head for South East Asia before joining the Citi Private Bank Risk team as the Asia Pacific Risk Head in 2011.

David is a Level 1 Senior Credit Officer and holds a B.Sc. (Hons) degree in Technology & Management Science from the [University of Bradford](/org/university-of-bradford).



David Lowther

Before joining Citi in 2018, Butch Ross was General Manager of Technology Australia at ANZ Bank. 

Butch Ross

Sally Yeh is the Market Manager for Taiwan, where she manages a team of experienced private banking professionals based in Hong Kong and Singapore. 

Prior to joining Citi Private Bank in 2018, Sally worked at UBS AG for 20 years where her most recent role was leading a team of offshore private bankers working with entrepreneurs from Taiwan. She has also held roles in the asset management and investment banking sectors. 

Sally holds a Master's degree in Business Administration and a Bachelor's degree in Psychology from the [National Taiwan University](/org/national-taiwan-university). 

Sally Yeh

Before joining Citi in 2018, Michael Lewis was the Chief Information and Digital Officer at AIG. 

Michael Lewis

As part of the Global Investments Lab – Latin America, Juan Francisco leads a team of Portfolio Analysts responsible for providing ultra high net worth individuals and their family offices with expertise and advice in portfolio construction, risk analytics and investment strategy. In this role, Juan and his team focus on holistic and comprehensive recommendations on investment related matters, including total wealth analyses and advanced analytics to meet each client’s financial goals and objectives.

Juan Francisco has over ten years of experience in the financial industry. Prior to Citi, he was a Senior Analyst at Bloomberg L.P. (2007-2010) where he developed unique solutions in the form of analytical capabilities, technical support and tailored client’s function deployment in the Bloomberg terminal. He was the point of contact for several key accounts in the United States, Mexico, Italy and Switzerland.

Juan Francisco holds a Bachelor of Science in Electrical Engineering from Simón Bolívar University in Caracas, Venezuela and an Master of Science in Electrical Engineering from [Columbia University](/org/columbia-university) in New York. He is a native Spanish speaker and is also fluent in English and Italian. He holds FINRA Series 7, 66 and 31 licenses.

Juan Francisco Clemenza

Jonathan Leach is a Managing Director and Head of Investments for North America. In this role, he is responsible for enhancing the Investments client experience by delivering timely investment strategies combined with intellectual content. He manages a team of investment professionals across the United States and Canada focusing on ultra high net worth individuals, family office clients and law firms and their partners.

Jonathan’s team includes the Investment Counseling team as well as the Capital Markets, Sales and Trading, Managed Investments and Investments Analytics teams.

Jonathan also sits on the Board of Directors of Citigroup Global Markets Inc.

Prior to this role, he was Head of the Investment Counselors for North America where he was responsible for all Investments sales in the region – leveraging our institutional platform and leading investment strategies by executing our Investment outlook and high conviction ideas.

From 2011 to 2015, Jonathan was the Head of Investment Counseling for the New York area and the United Kingdom based out of New York and London. While based in London, he also had responsibility for other market regions in Northern Europe including the Nordics and Germany. He joined Citi in 2005 as a Senior Investment Counselor in London where he focused on portfolio management for ultra high net worth individuals.

Prior to joining Citi, Jonathan worked at Barclays Private Bank and Merrill Lynch Wealth Management in London also focusing on investment management.

Jonathan holds a BA Honours degree in Economics from the [University of Nottingham](/org/university-of-nottingham) in the UK. He also holds the FINRA Series 7, 31 and 66 licenses. Additionally, Jonathan serves as a Trustee for Boys & Girls of America Northeast.

Jonathan Leach

Paul Barrett is the North America Region Head for the Citi Private Capital Group (PCG). PCG is dedicated to providing an institutional level of service for high net worth families across the world. The group provides a coverage model that offers access to both the Private Bank and the Institutional Client Group. Our offering includes family office advisory services, portfolio analytics, investment services, private deals, monetizing of illiquid assets, liquidity management and various financing alternatives. Paul joined Citibank in 2019 and is based in New York.

In 2017, Paul started a multi-family office based in New York working with a small group of families focusing on both public and private markets. He designed and implemented a range of strategies for his clients including discretionary portfolios, short-term tactical themes using equity and interest rate derivatives and executed direct private investments.

Prior to that he worked at the JP Morgan Private Bank from 2000 – 2017 in a number of roles. He oversaw the Foreign Exchange and Commodities business for the Private Bank and then later helped launch the Global Investment Opportunities Group, which provided cross asset sales coverage to the bank’s most active clients. He was responsible for the U.S business from 2013-2016.

He started his career in Johannesburg at Standard Bank on their Fixed Income proprietary trading desk. He then moved to London and worked in Risk Management at West Deutsche Landesbank.

Paul graduated from the University of Cape Town, South Africa in 1996 with a Bachelor of Business Science majoring in accounting, economics and finance. He completed his CFA in 2000.

Paul Barrett

Dondi Mapa is the Regional CPO for Citi Asia-Pacific. He is a certified DPO (from the TÜV Rheinland Academy) and a Certified Information Privacy Manager and Certified Information Privacy Professional/E (from the [International Association of Privacy Professionals](/org/international-association-of-privacy-professionals)). He has served on the Philippine management team of the following companies: Microsoft, Hewlett-Packard, Dell, [Unisys](/org/unisys), HatchAsia, James Martin & Co., and Andersen Consulting. He has delivered projects around the world; in the Philippines, USA, Japan, Singapore, Indonesia, Kenya, and Tanzania.

Damian Mapa

Horace Yip is Market Manager for Hong Kong where he manages a team of highly experienced private banking professionals and develops the wealth management businesses in Hong Kong. Horace is a member of the Hong Kong Executive Committee of the Bank. 

He started at Citi as a Relationship Service Officer in 1999 and following a stint at [Hang Seng Bank](/org/hang-seng-bank) and Hang Seng Trustee, he returned to Citi in 2005 as a Senior Associate Banker in the Platinum team. Horace served as a banker covering Hong Kong clients in 2006 and expanded his coverage to the Thai market. He returned to the Platinum team in 2008 and continued to expand his coverage of the Hong Kong market. Most recently, Horace was a Team Head in the Private Bank's Hong Kong team, managing ultra-high net worth client relationships in Hong Kong and Thailand. 

Horace graduated with a Bachelor of Arts degree in Economics from the [University of British Columbia](/org/university-of-british-columbia). In 2005, he obtained the Foundation Certificate in International Trust Management and Diploma of Trustee Investment & Financial Appraisal from the Society of Trust & Estate Practitioners (STEP), the professional body for the trust and estate profession worldwide. 

He is an Executive Director of the Private Wealth Management Association (PWMA) of Hong Kong. Being an active member of the community, Horace is an Honorary Chairman of the Youth Committee of The Chinese Manufacturers' Association of Hong Kong (CMA) and a Board Member of the Rotary Club of The Peak. 

Horace speaks fluent English, Cantonese and Mandarin. 

Horace Yip

Ida Liu is the Global Head of Citi Private Bank. Before assuming this role in April 2021, Ida was Head of North America for Citi Private Bank. Prior to being named Head of North America, Ida was the Global Market Manager for New York where she led the ultra-high net worth business, and under her leadership, the New York business experienced double digit growth year after year. Before joining Citi, Ida was at Vivienne Tam, a women’s wear design house, where she was Global Head of Sales, Marketing, Public Relations and Business Development. Prior to this, Ida spent seven years in investment banking with Merrill Lynch’s mergers and acquisitions, and technology, media and telecommunications investment banking groups in New York and Hong Kong. She started her career in mergers and acquisitions at BT Wolfensohn (now [Deutsche Bank](/org/deutsche-bank)).

Ida is a frequent contributor to Bloomberg TV, MSNBC and has been a featured speaker at many industry events. In addition to providing industry insights, Ida has been acknowledged as a 2014 World Economic Forum Young Global Leader, Crain’s 2015 40 Under 40, the 2011 Top 50 Outstanding Asian Americans in Business, the 2011 Honoree for the Women’s Venture Fund and the 2010 Emerging Leader Award from the National Association of Asian MBAs. An active member of the community, Ida serves as a Board Member of the [Wellesley](/org/wellesley) College Alumnae Association and as a Board Member of the Harvard Kennedy School Women’s Leadership Group. She is also an Advisor to Asia Foundation’s Lotus Circle and is a member of [Wellesley](/org/wellesley)'s Business Leadership Council.

Ida holds a BA with honors from [Wellesley](/org/wellesley) College, a Merrill Lynch Executive MBA from The Wharton School, [University of Pennsylvania](/org/university-of-pennsylvania) and Harvard Kennedy School Global Leadership and Public Policy for the 21st Century. She is fluent in Mandarin Chinese and Spanish and conversant in Italian and Russian. Ida holds Series 7, 24, 66 and 79 FINRA licenses.

Ida Liu

Natalia is Head of Trust and Wealth Planning for North America. She leads a wealth planning team dedicated to delivering sophisticated and comprehensive wealth planning services for ultra-high net worth families globally. 

Prior to joining the Private Bank, Natalia practiced law in New York for fourteen years focusing her practice on sophisticated estate and trust planning for affluent US and international families. 

Natalia graduated from St. Francis College with a B.A., summa cum laude, in Economics and Political Science and received her J.D., Dean's List, from St. John's University School of Law. She is a member of the Bars of the State of New York and the State of Connecticut. 

Natalia is a Fellow of the American College of Trust and Estate Counsel (ACTEC), an organization of trust and estate attorneys who have achieved professional recognition in their field. She is Chair of the Trusts and Estates Law Section of the New York State Bar Association, a member of the Society of Trusts and Estates Practitioners (STEP), a member of the Committee on Investment of Funds of the Association of the Bar of the City of New York and the Association of the Bar of the City of New York Fund, Inc., and a member of the Trusts and Estates Advisory Group to the Board of Optometric Center of New York, State University of New York College of Optometry. 

Natalia is fluent in Russian and Ukrainian. 

Natalia Murphy

Monika Khungar is an HR and Finance operations professional with over 19 years’ experience across Shared Services Operations, Payroll & Benefits, Payroll Accounting, Taxation, Statutory Compliances, Accounts Payable, Auditing and GL Closing and Reporting Functions. 

Monika Khungar

Luke leads a team dedicated to developing and delivering comprehensive financial planning strategies to help address clients’ wealth management goals around cash flow needs, estate planning strategies, asset allocation positioning, retirement, and education.

Prior to joining Citi Private Bank in 2010, Luke was an Associate Director and Financial Planner at UBS Financial Services, Inc., where he worked on creating and presenting comprehensive financial plans for the firm’s Ultra High Net Worth clients. Before UBS, he worked as a Financial Planner at Summit Financial Resources, Inc.

Luke is a graduate of Plymouth State University in Plymouth, NH. He is a CERTIFIED FINANCIAL PLANNER™ practitioner and a Chartered Financial Consultant®.

Luke Hadzima

Michael leads the Citi Trust and family office teams in Asia that create integrated and sophisticated wealth plans to preserve assets for generations.

He has also served as Global Market Manager for Brunei, Malaysia, Philippines and Thailand and headed up fiduciary services for Citi Trust in Asia. Prior to joining Citi Private Bank in 2001, Michael was managing director of the Asian trust business for Jardine Matheson Trust Corporation.

Michael is an associate of the Chartered Institute of Bankers and holds a diploma in trust and estate practice. He is a member of the Society of Trust and Estate Practitioners.



Michael Troth

Paul McCarroll is responsible for overseeing all aspects of IT Operations and strategy execution across Citi's businesses in the Asia Pacific region. 

Paul McCarroll

Jorgen has had over 30 years’ experience in banking and finance, and has been covering the Philippines market since 2001.

He started his career at [Danske Bank](/org/danske-bank) in Copenhagen and transferred to Singapore with them in 1993, where he has been living ever since. Prior to joining Citi Private Bank, Jorgen worked for JP Morgan Chase as well as Merrill Lynch.

Jorgen holds a degree in Banking and Finance from [Copenhagen Business School](/org/copenhagen-business-school).

Jorgen Weber

With more than 27 years of portfolio management experience across different asset classes and countries, Francesco oversees our discretionary management of global equity and international fixed income. He is a voting member of the Private Bank’s Global Investment Committee (GIC), which sets our tactical asset allocation policy, and he chairs the Citi Investment Management Global Portfolio Committee, which translates the GIC’s views into portfolio-specific investment decisions.

He joined [Citigroup](/org/citigroup) in 2003 from INVESCO Asset Management, where he served as head of global balanced portfolios and head of emerging markets equities. He began his career as a portfolio manager with Sige Consulenza in Milan.

Francesco holds a degree in Economics from [Bocconi University](/org/bocconi-university) in Milan.

Francesco Bertoni

David has overall responsibility for Citi Global Wealth Investments, which unifies the Investments teams of the Private Bank and the Consumer Bank worldwide.

As Chief Investment Officer, David ensures the integration of our asset allocation, manager research and portfolio management teams, and offers his perspectives on the markets.

David joined the Private Bank in 2009 as the Global Head of Managed Investments. He designed the architecture of our global managed investments platform, including its Citi Investment Management unit, and our distinctive private equity, real estate, hedge fund and traditional investment teams. He became Global Head of Investments in October of 2017.

Prior to joining Citi, David was Head of Alternative Investment Asset Management for Bank of America Global Wealth and Investment Management, where he was responsible for client alternative investments across private equity, real estate, venture capital and hedge funds. He has been a co-founder of a hedge fund of funds, Martello Investment Management, and a senior executive at two leading hedge funds, John W. Henry and Company and [Ellington Management Group](/org/ellington-management-group).

David holds a BA with honors from [Amherst College](/org/amherst-college) and an MBA with honors from [Harvard Business School](/org/harvard-business-school).

David Bailin

Ken leads our investment strategy team in Asia. He is a member of Citi Private Bank's Global Investment Committee and brings more than fifteen years of analytical experience to our clients.

Previously, he served as senior China economist for [BNP Paribas](/org/bnp-paribas) in Beijing and before that worked for Citi Investment Research for eleven years in China and the US. Ken began his career as an analyst on the US economics team in New York in 2000. His insights have been published extensively in the media, both in English and Mandarin.

Citi Private Bank’s strategy team is made up of local strategists based in Asia, Europe and the Americas, and is led by the Global Chief Strategist. The team provides insights into key economic, political and market developments, evaluates the risks and opportunities to help form our tactical investment allocation.



Ken Peng

Dan leads a team of professionals in Boston, New York, London and Hong Kong dedicated to identifying key themes across private equity and real estate, and originating opportunities for clients.

Prior to joining Citi, Dan worked for [Bank of America](/org/bank-of-america)’s alternative investment group, focusing on private equity and real estate origination and investment management. Dan also has experience working on all aspects of the underwriting and monitoring process for a wide range of buyout, venture capital, and real estate investments during his career in [Bank of America](/org/bank-of-america)’s principal investing division

Dan holds a BS, cum laude, from Pennsylvania State University and an MBA from [The University of Chicago](/org/the-university-of-chicago).

The private equity and real estate research and management team seeks to originate opportunities across the private equity and real estate spectrum, including debt, equity, and structured products focused on both developed and emerging economies. As well as standard private equity and real estate funds, it has created investment clubs, joint ventures/co-investment deals and separately managed accounts through which to invest.

Daniel G. O’Donnell

Muir joined Citi from Goldman Sachs Group in 2017 to lead the strategic shareholder advisory practice within its mergers and acquisitions unit. Muir Paterson has been recently named by [Citigroup](/org/citigroup) to lead a newly formed strategic advisory group as part of a data science push for its banking, capital markets, and advisory teams.

Muir Paterson

Andy Morton is Global Head of Citi's G10 Rates, Markets Treasury, and Finance businesses, and a member of the Global Markets Management Committee.

G10 Rates is Citi's market making and risk-taking business in all G10 Rates products, including bonds, swaps, options, exotics, agencies, and supras with trading hubs in New York, London, Tokyo, and Sydney. Markets Treasury manages the interest rate risk of Citi's Institutional Balance Sheet, and the Finance business manages all secured fixed income financing.

Prior to joining Citi, Andy spent 15 years at Lehman. He had held several senior positions, including Head of European Fixed Income and Global Head of Fixed Income.

Andy began his working career as an academic in mathematical finance and is the co-author of the HJM interest rate model, the widely used framework for the valuation of interest rate derivatives.

Andy Morton

Manuel Falcó is Citi’s Global Co-Head of Banking, Capital Markets and Advisory.

Banking, Capital Markets and Advisory encompasses all corporate and investment banking activities including coverage, mergers and acquisitions, capital raising, and lending around the world.

Prior to this role, Manuel was Head of Corporate and Investment Banking for Europe, Middle East & Africa, Citi Country Officer for Spain and Head of Banking for Iberia, where he built one of the most successful franchises in the country.
Manuel has advised on numerous key transactions led by Citi in EMEA during his career.

Before joining Citi in 1998, Manuel worked for SG Warburg and SBC Warburg in M&A and Capital Markets for 10 years, in London and Madrid.

Manolo Falco

Julia Zilberman is the Head of Client Engagement and Marketing for the ICG. In this role, she leads the client engagement strategy with regards to creation, integration and distribution of our content to our clients. Julia works to deliver across strategies to leverage the collective strengths from the core businesses, allowing the organization to deliver industry-leading, innovative solutions. The content strategy includes the development of original content, third-party branded insights and thought leadership.   

Prior to this appointment, Julia was Global Head of Client Engagement and Marketing for Markets and Securities Services and a member of the Markets Global Sales Executive Committee. Julia joined Citi in 2007 and has held several roles, including Marketing and Branding for Markets, Regional Head of Marketing for EMEA, Head of Public Affairs in Russia/CIS and Head of Public Affairs for Citi in India/South Asia. Prior to Citi, Julia spent 11 years with the European Bank of Reconstruction and Development in Senior roles in Strategy, Business Development and Marketing and five years with the [International Finance Corporation](/org/international-finance-corporation). Julia holds an M.B.A. from [London Business School](/org/london-business-school) and Columbia Business School and an economics and political science degree from [Carleton University](/org/carleton-university) in Canada.

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