Joe Morales is a seasoned banking professional with extensive experience in operations, customer service, and compliance. They have held various leadership roles at Citibank, culminating in their current position as Senior Vice President, Virtual Branch Support National Manager. Previously, Joe served as Vice President, Customer Service Manager at California Bank & Trust and began their career as a Customer Service Assistant at Santa Barbara Bank and Trust. Known for their commitment to operational integrity and team support, Joe consistently drives excellence across all functions.
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