John Hojnicki is a seasoned risk executive with extensive experience leading Credit and Fraud Risk Management across U.S. and international markets. They have a proven record of utilizing technology to advocate transformation by implementing advanced analytics and innovative AI/ML modeling approaches. Hojnicki's past roles include positions at Citi, Household International, and BANAMEX, where they contributed to fraud model governance and risk appetite programs. Currently, they are pursuing a Bachelor's degree in Economics at the University of Illinois Urbana-Champaign and an MBA in Finance at DePaul University Kellstadt Graduate School of Business. Bilingual in English and Spanish, Hojnicki excels in driving business growth while maintaining credit quality.
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