Joseph Ringblum

Joseph Ringblum, J.D., CRCM, is currently the VP - Product Compliance Officer at Citibank, where they leverage their extensive experience in compliance management within large-scale financial institutions and fintechs. Previously, they held positions at companies such as Discover Financial Services, First Electronic Bank, and Chime, where they focused on risk assessments, regulatory compliance, and audit coordination. Joseph earned a Doctor of Law (J.D.) from Valparaiso University School of Law and a Bachelor of Business Administration from the University of Iowa, equipping them with a strong foundation in legal and business principles.