Michael Naggar is a seasoned executive with extensive experience in digital transformation and product development within the financial services and telecommunications industries. Currently serving as Managing Director for both CIO and CDO at Citi's U.S. Personal Banking division since July 2018, Michael leads a team dedicated to enhancing customer experiences through innovative technology solutions. Prior roles include Managing Director at JPMorgan Chase & Co., where responsibilities encompassed the flagship mobile payment product, Chase Pay, and at Barclays Bank, where Michael was instrumental in developing strategies for mobile applications and cloud services. With a foundational career at Verizon and GTE, Michael brings a wealth of expertise in product design and development, complemented by a Bachelor of Science in Mathematics from The University of Texas at Arlington.
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