Michael Timal is a seasoned Home Loan Officer with over 20 years of experience in creating mortgage solutions for High Net Worth clientele nationwide. Currently, they work at Citi as a Home Lending Officer and hold a Bachelor of Business Administration in Finance from Baruch College. Previously, Michael served as a Vice President at BNY Mellon from 2007 to 2018 and worked as a Loan Officer at Emigrant Mortgage Company from 1992 to 2007. They also held the position of Private Mortgage Banker at Wells Fargo from 2018 to 2020, establishing themselves as a top performer throughout their career.