Nirajkumar Jha is a product management leader specializing in digital payments and embedded lending, currently driving innovation in merchant onboarding and POS financing at Citi. With extensive experience at Citi, Nirajkumar has held various leadership roles, including Senior Vice President of Digital Payments and Lending, where they led the development of money movement products and created a digital product roadmap. Prior to Citi, they worked as a Senior Consultant at Oracle Financial Services Software Limited and as a Trainee Engineer at Reliance Communications. Nirajkumar holds a Bachelor's Degree in Information and Communication Technology from the Dhirubhai Ambani Institute of Information and Communication Technology, completed in 2005.
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