Niranjan Avate is a Senior Vice President at Citi, where they currently lead initiatives in credit risk management. They previously held roles at JP Morgan Chase and American Express as a Senior Analyst and Business Analyst, respectively, focusing on credit risk management. Additionally, Niranjan gained experience as a Senior Associate in analytics at Sutherland Global Services before advancing within Citi, where they served as Vice President and Manager of Collection Policy. Niranjan earned a B. Tech and M. Tech in Mechanical Engineering from the Indian Institute of Technology, Bombay, completing their studies in 2007.
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