Rick Bayman is currently the West Region Credit Director at Citibank, a position held since 2008. Before this role, they were the SVP Credit Products Manager at Bank of America from 1977 to 2008. Rick earned a Bachelor of Applied Science in Accounting from California State University-Chico between 1974 and 1977 and attended the Pacific Coast Banking School at the University of Washington from 1994 to 1996.
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