Ruby Chen

Credit Analyst

Ruby Chen has a solid background in finance and banking, having completed an 18-month development program at 香港匯豐銀行 as a Graduate Trainee, which included rotations in Corporate Banking and Global Trade and Receivable Finance. In this role, Ruby led credit analysis for over 10 clients in the infrastructure and energy sectors and successfully pitched multiple trade finance solutions. Prior experience includes internships at Plaza Premium Group and HSBC, where Ruby managed accounts payable and supported the Innovative Business & Growth team with industry research. Currently serving as a Credit Analyst at Citi, Ruby has held the position of Vice President at HSBC, managing a portfolio of SME customers and achieving significant growth in assets and income. Ruby’s educational background includes a Bachelor’s Degree in Information Systems and Operations Management from The Hong Kong University of Science and Technology and participation in an exchange program at Alliance Manchester Business School.

Location

Hong Kong, Hong Kong

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