Ryan Horning, CPA, is currently the VP of Operational Risk at Citi, a position they have held since 2022. Prior to this role, Ryan served as a Senior Risk Analyst at USAA and held various positions in operational risk and management at Caliber Home Loans, Santander Consumer USA, and J.P. Morgan. Ryan also gained early experience through internships at Deloitte & Touche and KPMG Advisory, and worked as a Staff Accountant at Vantium Capital Inc. They hold both a Bachelor and a Master of Science in Accounting from Mays Business School at Texas A&M University.
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