Stephen Munoz is a Director in APAC Product Development & Strategy at Citibank, where they leverage extensive experience in product, risk, and regulatory solutions. They previously held executive roles at J.P. Morgan and RBC Investor & Treasury Services, specializing in product management and regulatory strategies across various financial markets. Stephen's career also includes a unique stint as a diving instructor and underwater photographer, showcasing their diverse interests. They have served on the Board of Directors for the Australian Custodial Services Association, contributing to regulatory affairs and guiding industry compliance. Stephen holds a background in Accountancy & Law from Southampton Solent University.
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