Torsten Gerwien

Torsten Gerwien is a strategic executive currently serving as the Director of Commercial Risk Management at Citi, where they lead a high-performing team and have implemented analytics that significantly improved delinquency rates and reduced losses. With prior experience as Chief Credit Officer and Chief Risk Officer across multiple financial institutions, Torsten has demonstrated expertise in credit risk management and portfolio strategies. They also held a role at Experian as Head of Decision Science, where they developed innovative analytics and influential risk-scoring models. Torsten's career reflects a consistent focus on creating profitable business solutions and evaluating emerging risks within the credit industry.