Joshua Harness

Joshua Harness is an experienced retail lending professional currently serving as a Retail Lending Officer at Citizens Bank of Kentucky, Inc. since August 2023. Prior experience includes roles as a Community Banker at Citizens Guaranty Bank from September 2017 to August 2023, and Assistant Branch Manager/Teller Coordinator at SunTrust for a brief period in late 2016. Joshua began a significant banking career at Citizens Bank New Tazewell, Tennessee, where roles included Financial Services Manager and Portfolio Manager from November 2008 to August 2016. Earlier experience includes customer service management at Walmart from July 2007 to May 2009. Joshua's banking career has been characterized by a commitment to building strong relationships, assisting with commercial and residential loan processing, and enhancing customer service skills. Educational background includes studies at Southeast Kentucky Community and Technical College and a high school diploma from Middlesboro High School.