Ginger L. Devine

SVP Senior Risk Officer at Citizens First Bank

Ginger L. Devine has a comprehensive work experience in the banking industry, primarily focused on compliance and risk management. Ginger L. started their career at First Federal Bank in 1999 as a VP Compliance Officer & Internal Auditor, where they ensured the bank's compliance with regulatory guidance and trained staff on compliance regulations. Ginger L. then joined First Federal Savings Bank as a VP Compliance Officer, continuing their responsibilities in compliance.

In 2003, they moved to a local community bank, where they held the roles of Compliance Specialist and later promoted to VP Compliance Officer. In these roles, they stayed updated on changing banking regulations, established and maintained policies and procedures, and conducted compliance reviews and training for bank staff.

In 2005, Ginger joined Citizens First Bank as a VP/Bank Secrecy Act Officer & Operations Manager. Ginger L. developed and implemented the bank's BSA Program, ensured compliance with regulatory requirements, and supervised day-to-day bank operations. Additionally, they played a key role in developing the bank's Deposit Operations Department.

From 2005 to 2010, Ginger worked at Alarion Bank as a SVP BSA Officer/HR Manager. Ginger L. oversaw the bank's BSA program, advised department managers on compliance matters, and chaired the Compliance Committee.

In 2012, Ginger returned to Citizens First Bank as a Compliance/CRA Officer and later became the SVP, Risk Management Officer in 2017. In their current role, they are responsible for managing the bank's risk management activities and ensuring compliance with regulatory guidelines.

Throughout their career, Ginger has demonstrated a strong understanding of banking regulations, a commitment to maintaining compliance, and a focus on training and advising staff to meet regulatory requirements.

Ginger L. Devine has obtained several certifications and completed education programs. Ginger L. obtained a CRCM Certification from the American Bankers Association in 2013. Additionally, they have attended the ABA Stonier Graduate School of Banking, although no specific degree or field of study was provided. In terms of community organizations, Ginger has had involvement with the Florida Bankers Association and the Independent Community Bankers of America. Prior to these experiences, they completed their Junior schooling. Ginger L. Devine also holds an Associate of Arts Degree in Business, which they earned from Lake Sumter Community College.

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