Since we opened for business in 1950, our main goal has been, and still remains, to build better relationships with our customers. Get to know us and you’ll understand how Citizens Independent Bank (CIB) has been an important part of our communities, helping businesses prosper and helping people achieve their dreams. 

We take to heart that local involvement and decision-making is how a good bank should operate. That's Citizens Independent Bank. Rich with tradition, experience and compassion. We don't just talk about commitment, we take pride in our level of community involvement.

Our business is guided by the following core values:
- Maintain customer trust by never compromising our honesty or integrity
- Demonstrate social responsibility to our communities
- Build and maintain close customer relationships by providing exceptional customer service
- Encourage the personal and professional growth of each employee
- Grow a strong financial base for ourselves and those we serve

Banking

Citizens Independent Bank

Brad Bakken

Kristie Moldenhauer

Susan Nelson

Michelle Jones

Joey Larson

Barb Demavivas

Steve Weitz

Greg Palmer

Tim Cartwright

Mark Harris

The Finance and Credit Team at Citizens Independent Bank is responsible for managing the bank's financial strategy and credit risk. They oversee financial planning, analysis, and reporting, ensuring sound fiscal management aligns with the bank's core values. They also evaluate credit profiles, approve loan applications, and develop credit policies to support community growth and customer success, upholding our commitment to exceptional, integrity-driven service.

Finance and Credit Team

Banking Operations Team

Leadership Team

Finance and Credit Team

About

Team members

Other teams at Citizens Independent Bank

Banking Operations Team

Leadership Team