Our Vision:
To be the premier provider of financial services in the markets we serve.

Our Mission:
The mission of Citizens National Bank is to provide a positive and distinctive banking environment by exceeding Our Clients'​ expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally and professionally; and providing Our Shareholders the benefits and rewards of ownership through enhanced enterprise value.

Our Promises:
We believe that listening is critical to understanding. We want to clearly understand your needs and concerns in order to ensure we serve you effectively. We want to help you achieve your financial goals and be a financial partner for you and your family. We promise to listen with the intent to understand so that our service exceeds your expectations.

We believe in servant leadership. We understand that when communities thrive, everyone has an opportunity to succeed. Because you entrust CNB as your financial partner, we are able to serve our communities through charitable giving, volunteering and involvement in community initiatives, as well as, lending that supports economic growth.  Supporting our community is a fundamental part of our mission – a mission that requires us to put our values into action and make a difference. We promise to strive to make a difference and support our communities to ensure they continue to flourish. 

Innovation is not limited to the large tech companies of the world. In fact, we constantly evaluate our technology and processes to ensure your information is safe and secure. We also evaluate how our products and services are delivered to you in an effort to make sure we provide a great experience whether it is on your mobile device, home computer or in one of our branches. We promise to seek innovative, responsible solutions that provide a personalized banking experience.

Banking

Finance

Citizens National Bank

Jason Holliman

Keion Rad

Cynthia Parton

Christopher Hubbard Cpa, Cfe, Cerp

Julie Livesay

Jason Holliman Cpa, Cva

Regina Short

Rebekah Moore

Cletus “C.j.” Tate

Jodi Ramsey

The Credit and Risk Management team at Citizens National Bank is responsible for assessing and managing the creditworthiness of borrowers, ensuring sound lending practices, and identifying potential financial risks. This team develops and implements policies and guidelines that not only protect the bank's financial interests but also support responsible lending, fostering economic growth within the community. They play a crucial role in monitoring loan performance and compliance, helping to maintain a balance between business objectives and risk management.

Credit and Risk Management

Leadership Team

Banking Operations

Loan and Credit Services

Credit and Risk Management

About

Team members

Other teams at Citizens National Bank

Leadership Team

Banking Operations

Loan and Credit Services