Citizens & Northern Corporation is a holding company. The Company's principal activity is community banking. The Company, through its subsidiaries, is engaged in providing a range of banking and mortgage services to individual and corporate customers in North Central Pennsylvania and Southern New York State. It offers lending products, which include mortgage loans, commercial loans and consumer loans, as well as specialized instruments. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, individual retirement accounts (IRAs) and certificates of deposit. It provides trust and financial management services, including administration of trusts and estates, retirement plans, and other employee benefit plans, and investment management services. Its subsidiaries include Citizens & Northern Bank (C&N Bank or the Bank), Citizens & Northern Investment Corporation and Bucktail Life Insurance Company.

Banking

Citizens & Northern Bank

Citizens & Northern Bank's headquarters in Wellsboro, PA, United States

Brad Scovill

Alex B.

Craig Morgenstern

Glenn James

Thomas Rudy

Janet Hutchinson Nitka

Harold Hoose III

The Leadership Team at Citizens & Northern Bank oversees the strategic direction and operational management of the company. They are responsible for driving growth, ensuring regulatory compliance, enhancing customer experience, and managing risk across all business units. This team collaborates to set the vision, execute corporate strategy, and maintain the financial health and integrity of the institution.

Leadership Team

The Commercial Lending Team at Citizens & Northern Bank specializes in providing tailored financial solutions to businesses in North Central Pennsylvania and Southern New York State. Their responsibilities include managing and nurturing client relationships, originating and servicing commercial loans, assessing creditworthiness, and ensuring compliance with loan documentation. This team plays a crucial role in supporting local businesses by offering expertise and guidance to meet their financing needs.

Commercial Lending Team

The Community Office Management team at Citizens & Northern Bank oversees the daily operations and administration of local branch offices. They focus on customer service, community relations, and business development within their regions. This team ensures that banking services are delivered effectively to meet the needs of both individual and corporate customers while maximizing the bank’s presence and engagement within North Central Pennsylvania and Southern New York State.

Citizens & Northern Bank

Org chart

Teams

Leadership Team

Commercial Lending Team

Community Office Management

Offices

Citizens & Northern Bank

Org chart

Teams

Leadership Team

Commercial Lending Team

Community Office Management

Offices

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