Charmaine Fernandes

Charmaine Fernandes is an accomplished banking professional with extensive experience in regulatory compliance, operations, and risk management. Currently serving as VP Manager of Regulatory Change Management and Risk Assessments at City National Bank since August 2021, Charmaine has previously held significant roles at notable financial institutions, including VP Compliance at CIT, where responsibilities included administering the Compliance Assurance Services annual test plan, and VP Operations at Xceed Financial Credit Union, overseeing the Enterprise Project Management Program. Charmaine’s career also includes leadership positions at Kinecta Federal Credit Union, PayMyBills.Com, Washington Mutual, and Great Western Bank, demonstrating a strong track record of managing operational integrity, regulatory compliance, and risk management across various organizational levels. Charmaine holds a Bachelor of Science in Business Administration with a focus on Management from California State University, Los Angeles.